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Is there a way to apply for BOB credit cards without Income Proof?

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VibhavBilgoji

VibhavBilgoji

TF Premier
Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?
 
Solution
jack333
VibhavBilgoji said:
Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?
Click to expand...
For salaried and new to bank customers they'll give with card to card without any income proof. You'll have to share other card photo hiding cvv and statement and there will be home and office verification
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MURALIKRISHNAN

MURALIKRISHNAN

TF Buzz
SSV said:
May be you CIBIL score of 736 was too low for them.. but my question is why did they do physical verification even after knowing that your CIBIL is low…

Did you notice any negative remarks during your physical verification??
Did you provide same docs during home verification as that of application process??
Or different docs?? Like address proof etc
Click to expand...
during application process i submitted Aadhaar card as address proof but they asked need address proof other then Aadhaar card in mail so i sent driving license.
on physical verification agent asked latest EB BILL OR EB CARD AND LATEST GAS BILL THEY TAKEN PHOTO OF THOSE DOCUMENTS AND HOUSE both floor
AND HE asked want OFFICE VERIFICATION so I TAKEN HIM WITH MY CAR, THERE HE ASKED ID CARD TAKEN PHOTO AND OFFICE NAME BOARD taken photo then I DROPED HIM BACK
 
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SSV

SSV

TF Pioneer
Contributor
VIP Lounge
MURALIKRISHNAN said:
during application process i submitted Aadhaar card as address proof but they asked need address proof other then Aadhaar card in mail so i sent driving license.
on physical verification agent asked latest EB BILL OR EB CARD AND LATEST GAS BILL THEY TAKEN PHOTO OF THOSE DOCUMENTS AND HOUSE both floor
AND HE asked want OFFICE VERIFICATION so I TAKEN HIM WITH MY CAR, THERE HE ASKED ID CARD TAKEN PHOTO AND OFFICE NAME BOARD taken photo then I DROPED HIM BACK
Click to expand...
You did exactly what required you to do.
It seems these agents have specific information about what they need to ask and required docs, in the mobile app they got..

For me he asked nothing except for aadhar and pan again which was already submitted during my application and he did saying didn't need office verification...

It seems your physical verification was positive..
The head office cc team guys rejected your application.

In case if you have that physical verification agents phone number, call him and ask of your physical verification was positive or negative??
 
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MURALIKRISHNAN

MURALIKRISHNAN

TF Buzz
SSV said:
You did exactly what required you to do.
It seems these agents have specific information about what they need to ask and required docs, in the mobile app they got..

For me he asked nothing except for aadhar and pan again which was already submitted during my application and he did saying didn't need office verification...

It seems your physical verification was positive..
The head office cc team guys rejected your application.

In case if you have that physical verification agents phone number, call him and ask of your physical verification was positive or negative??
Click to expand...
i called him today morning itself he said he given all details to bank, bank will take decision sir. he don't know after that
 
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NShah

NShah

TF Legend
Contributor
SSV said:
You did exactly what required you to do.
It seems these agents have specific information about what they need to ask and required docs, in the mobile app they got..

For me he asked nothing except for aadhar and pan again which was already submitted during my application and he did saying didn't need office verification...

It seems your physical verification was positive..
The head office cc team guys rejected your application.

In case if you have that physical verification agents phone number, call him and ask of your physical verification was positive or negative??
Click to expand...
Was your application approved ?
 
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NShah

NShah

TF Legend
Contributor
SSV said:
The longer it takes to get response, the higer the chances of rejection .. in general...
Lets see what happens now...
Click to expand...
My application status is still showing about sharing documents on email, but I had shared the documents with Bob on 5th April
 
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