SC Platinum Rewards card approved without document within 6 hours.

[Patil007]

Hello Everyone,

Standard charter bank's credit card was never in my wish list, As I did many research that like SBI they will not give me LTF card without salary account.

But, Last week SC guys came in my company and was offering LTF EasyMyTrip card for Salary account. I refused and asked them to give any other card LTF. They were ready to give FYF SmartValue card with Oneplus buds. But I refused that too.

Today, I got to know in other Youtuber's Telegram channel that SC is offering LTF card, So I applied.

Today 20th March, Around 1 PM, I applied from SC bank's official website, Filled basic details, Name, address, PAN, Current and permanent address, income details, office address etc, Option was to select Income proof as Either Payslip or other bank card starement. I selected Paylsip. For identity proof Option was VoterId, Passport or driving license. I selected Driving license.

Post that application was submited and got Congratulation message that "Application with number got approved in principle".

There was document tab, So I thought they will later enable it for upload. I they never did .

Got call from customer care after 1 hour and verified my email address and mobile number and said you will receive SMS just select otp and do Ekyc. It was Aadhaar based ekyc which I did.

After 2 Hour got call from same executive and asked me for OTP. I already watched videos over YouTube So, I was aware that SC bank ask OTP for credit card application over call. So I gave that OTP to her over call and post verification she said VKYC link will come on mail and SMS.

Got VKYC link within 10 min and completed VKYC via link received on email.

Video KYC: They took my Photo, PAN original photo and need to read OTP from screen. Later he asked me many questions for confirmation: Name, Mobile number, DOB, address PIN, office address, Product you applied, Annual salary etc.

and Done.

Got SMS and emails with credit card last four digit number and other onboarding details

Hope it is LTF after spending Rs. 500 within 30 days 😅

 

[pprakash11]

Mera vKYC bhi ho gaya after 2 days received mail on my office email ID to verify my designation and date of joining. I was not able to reply to that mail since it was my office email Id, so I replied to the guy with my personal email ID. It's been 2 days and no response so far, should I contact customer care?

Why so privacy with official email ID?
That's SOP of SCB, AMEX, IDFC, HSBC these type of banks

 

[Patil007]

Mera vKYC bhi ho gaya after 2 days received mail on my office email ID to verify my designation and date of joining. I was not able to reply to that mail since it was my office email Id, so I replied to the guy with my personal email ID. It's been 2 days and no response so far, should I contact customer care?

Reply with official email id as it is verifications purposes only.

 

[Patil007]

Why so privacy with official email ID?
That's SOP of SCB, AMEX, IDFC, HSBC these type of banks

Some org doesn’t allow to send mail outside company domain though.

 

[pprakash11]

Some org doesn’t allow to send mail outside company domain though.

Yeah I know but as per his comment the case wasn't looking like externals are blocked. 😂

 

[Pavan]

Few things i want to highlight
a) Current address or residential prof should be in eligible city no physical verification done..i gave my old PG address
b) Card can be delivered to permanent address which is in your addhar or passport
c) You can apply second card or even third card after approval of first card
d) Easymyrtrip has more approval chance once approved you can apply for any card (I got smart card in less than 24 hours)

 

[Hisoka]

Why so privacy with official email ID?
That's SOP of SCB, AMEX, IDFC, HSBC these type of banks

I’m usually able to send mails to normal email ids but for this one it’s just blocking and saying message not delivered. Anyway I’ll try to contact customer care

 

[BUDHRAJ]

I’m usually able to send mails to normal email ids but for this one it’s just blocking and saying message not delivered. Anyway I’ll try to contact customer care

just take screenshot or photo of the mail recieved and with that attached, mail or conatct sc and mention the details asked and explain them your office mail has outbound blocked..

 

[Patil007]

Yeah I know but as per his comment the case wasn't looking like externals are blocked. 😂

Yes, he is cautious 😅

 

[Patil007]

They were offering EasyMyTrip card LTF with Salary account 🤣.

At least give Decent card LTF with Salary account.

Few things i want to highlight
a) Current address or residential prof should be in eligible city no physical verification done..i gave my old PG address
b) Card can be delivered to permanent address which is in your addhar or passport
c) You can apply second card or even third card after approval of first card
d) Easymyrtrip has more approval chance once approved you can apply for any card (I got smart card in less than 24 hours)

 

[kspradeep]

Hi Technofino community, need help here. I got my virtual card details on 22-7-23, today, I tried to generate PIN, everytime I try (tried from mobile app, net banking and IVR), it says error, unable to process request. Does anyone know what needs to be done here? By the way, the card is activated and confirmed with phone banking officer that there is no issue with the card.

 

[Tarun239]

After applying for standard chartered credit card, i m getting this on screen- Congratulations, your application has been approved in prinicipal. Your application id is-.............. I wanted to know what is the step after this. There has been no option of vkyc/documents upload, etc, kindly help.

 

[pprakash11]

After applying for standard chartered credit card, i m getting this on screen- Congratulations, your application has been approved in prinicipal. Your application id is-.............. I wanted to know what is the step after this. There has been no option of vkyc/documents upload, etc, kindly help.

One call from SCB Bank official
Will ask each and every details once again
EKYC Aadhar Verification
VKYC
Approval

 

[pprakash11]

Hi Technofino community, need help here. I got my virtual card details on 22-7-23, today, I tried to generate PIN, everytime I try (tried from mobile app, net banking and IVR), it says error, unable to process request. Does anyone know what needs to be done here? By the way, the card is activated and confirmed with phone banking officer that there is no issue with the card.

Let the physical card come

 

[Tarun239]

One call from SCB Bank official
Will ask each and every details once again
EKYC Aadhar Verification
VKYC
Approval

Thanks, standard chartered customer calls within how much time of card application?do they call on Sunday as well? I didn't get any option of documents upload, at what stage do they ask for documents, do they conduct home/office verification. For those who are not account holders with standard chartered, how much time do they take for card approval/rejection.Sorry for so many queries.

 

[MOhit __]

Thanks, standard chartered customer calls within how much time of card application?do they call on Sunday as well? I didn't get any option of documents upload, at what stage do they ask for documents, do they conduct home/office verification. For those who are not account holders with standard chartered, how much time do they take for card approval/rejection.Sorry for so many queries.

Go on first page

 

[Tarun239]

Go on first page

Thanks, going through this thread now.

 

[Tarun239]

Ok, so all those who got card approved, is it, ltf or not, or one needs to take confirmation on mail as well, reading all the comments it is quite scary how this bank actually operates.

 

[AritraSaha]

Few things i want to highlight
a) Current address or residential prof should be in eligible city no physical verification done..i gave my old PG address
b) Card can be delivered to permanent address which is in your addhar or passport
c) You can apply second card or even third card after approval of first card
d) Easymyrtrip has more approval chance once approved you can apply for any card (I got smart card in less than 24 hours)

Bro can u plz explain b point.🙏

 

[pprakash11]

Bro can u plz explain b point.🙏

There are 3 addresses in SCB.
1. Current Residential Address
2. Permanent Address (fetched from AADHAR)
3. Office Address

You can make any of the above three addresses as you "Preferred Mailing Address"
So that way you can receive the shipments to your permanent address as well (which may be serviceable/non serviceable).

 

[pprakash11]

Ok, so all those who got card approved, is it, ltf or not, or one needs to take confirmation on mail as well, reading all the comments it is quite scary how this bank actually operates.

It is LTF.
But those days were hectic when we got our card approved and CS said its chargeable.
For double surity, pls. Email them and retain with you the proof that it is indeed LTF

SCB in short is "Sabse Ch**ya Bank". 💩