Ways to get IDFC First Wealth Credit Card

[kashyapaditya256]

Hi,

Is there any way to get IDFC Bank Wealth Credit Card.

I got IDFC Millennia Credit Card a year ago, but always wanted to get IDFC's higher variant Credit Card.

Did open a savings bank account with a 1L+ MAB to improve relationship. Tried several times through mailing customer care for and upgrade, but of no avail.

Since Wealth Credit is one of the premium credit cards on LTF criteria, it has been long on my wishlist.

Can someone please help me out in tips or tricks to attain the Wealth Credit Card or how to get a response from IDFC Bank since they are extremely dormant in responding.

 

[tempmirzaa]

They dont have a retention team, will close the card immediately after you raise a closure request.

yes 100% correct my card Instantly close not single word ask me why ur card closeing 23 months old card

 

[agentneo]

Wealth account is nothing extra special except.
1. ONE Free Medium Size Locker
2. VISA INFINITE Debit card with 3+3 Domestic Lounge Acces (card holder & companion), & 2 International Lounge access (through Lounge key only for primary)

not interesting features.

 

[mallepula143]

I have Amex MRCC and HDFC regalia. Applied online. First used c2c reference of regalia which has higher credit limit. Got approved for select variant but i rejected the application. Applied again used c2c reference of amex in the application. Got approved for the wealth variant. Receiving the card today. Hope it helps!

Did this application which approved for Select have CIBIL hard enquiry and again for Wealth also having any Hard enquiry.

 

[sunny431]

My Idfc credit card status is showing FI curing. Can anyone tell me what does this mean

 

[Gangadhar]

I have Amex MRCC and HDFC regalia. Applied online. First used c2c reference of regalia which has higher credit limit. Got approved for select variant but i rejected the application. Applied again used c2c reference of amex in the application. Got approved for the wealth variant. Receiving the card today. Hope it helps!

How did you apply on c2c online?
Could you please send the link or give some guidance?

 

[hks789]

How did you apply on c2c online?
Could you please send the link or give some guidance?

On the screen where you enter employment and salary details, there is a check box down below asking "do you have another credit card" or something like that.
Once you select that, you will have the options to add other card details

 

[mallepula143]

The wealth card was approved last week and received the card two days back..

Timeline
2021-I have opened IDFC bank account with 25k min balance to get the card.
Dec-2021- i got the pre approved offer for IDFC Millennia Credit Card with 35K limit.
2022- Tried multiple times to increase my limit only as i don't know about the card benefits of higher variants until i join the Techno Fino community.
April 2023: Closed the existing 21-month-old Millennia Credit Card after multiple limit enchantment requests rejections from the bank.
after joining the comunity and reading the tricks and tips how to get the better card, i decided to go for select card as my highest limit is on 3.6 L HDFC Regalia LTF. But as HDFC is not showing the Credit limit on CIBIL i couldn't able to apply for this card.
June 6: all of sudden i saw some one is mentioning HDFC is showing the limits on CIBIL, so i have checked my CIBIL and saw my limit as 3.6L, and i got an idea of applying the card with another number with high salary as 3L to check my luck. So i just applied card through online and entered all details correctly except my salary as i mentioned it as 3L to check which card system will show me. For my luck it showed Wealth card with 5L limit and just went for VKYC and completed the verification. I got mail from IDFC your card is approved and will reach you with in 5 days.
June 9:I received my card along with Dream folks for Lounge access on same day. Looking forward to get Add-on cards for my family.

Thanks for comunity, as i got so much information about the cards and tricks to get the better card for better spends. Special thanks to @

Wealth is my birth right! as i got my first AMEX MRCC last month and this month i got IDFC Wealth Card.​

I just want to get my AXIS Magnus and HDFC Infinia credit cards. There is long wait is there for me as my 5L limit card just got this month and Magnus required minimum 1 year old card for C2C application. I thanking everyone in the forum for their contribution for others to create some benefit for them with your valuable experiences.

 

[WandereR]

so i just applied card through online and entered all details correctly except my salary as i mentioned it as 3L to check which card system will show me. For my luck it showed Wealth card with 5L limit and just went for VKYC and completed the verification.

No ITR/Salary slip required for verification?

 

[mallepula143]

No ITR/Salary slip required for verification?

No nothing requested in my case. Just approved the card instantly after VKYC. My card is visible in my Account as I am holding 25k balance Account with IDFC.

 

[Lakshya Mahani]

Anyone please help, what is the minimum salary for IDFC Select card?

 

[basant]

The wealth card was approved last week and received the card two days back..

Timeline
2021-I have opened IDFC bank account with 25k min balance to get the card.
Dec-2021- i got the pre approved offer for IDFC Millennia Credit Card with 35K limit.
2022- Tried multiple times to increase my limit only as i don't know about the card benefits of higher variants until i join the Techno Fino community.
April 2023: Closed the existing 21-month-old Millennia Credit Card after multiple limit enchantment requests rejections from the bank.
after joining the comunity and reading the tricks and tips how to get the better card, i decided to go for select card as my highest limit is on 3.6 L HDFC Regalia LTF. But as HDFC is not showing the Credit limit on CIBIL i couldn't able to apply for this card.
June 6: all of sudden i saw some one is mentioning HDFC is showing the limits on CIBIL, so i have checked my CIBIL and saw my limit as 3.6L, and i got an idea of applying the card with another number with high salary as 3L to check my luck. So i just applied card through online and entered all details correctly except my salary as i mentioned it as 3L to check which card system will show me. For my luck it showed Wealth card with 5L limit and just went for VKYC and completed the verification. I got mail from IDFC your card is approved and will reach you with in 5 days.
June 9:I received my card along with Dream folks for Lounge access on same day. Looking forward to get Add-on cards for my family.

Thanks for comunity, as i got so much information about the cards and tricks to get the better card for better spends. Special thanks to @

Wealth is my birth right! as i got my first AMEX MRCC last month and this month i got IDFC Wealth Card.​

I just want to get my AXIS Magnus and HDFC Infinia credit cards. There is long wait is there for me as my 5L limit card just got this month and Magnus required minimum 1 year old card for C2C application. I thanking everyone in the forum for their contribution for others to create some benefit for them with your valuable experiences.

How old was ur hdfc card ?
Many people here after closing idfc card are not even getting millenia offer after that😄😄😄. They r offering just wow card to them.

 

[Wealth is my birth right!]

The wealth card was approved last week and received the card two days back..

Timeline
2021-I have opened IDFC bank account with 25k min balance to get the card.
Dec-2021- i got the pre approved offer for IDFC Millennia Credit Card with 35K limit.
2022- Tried multiple times to increase my limit only as i don't know about the card benefits of higher variants until i join the Techno Fino community.
April 2023: Closed the existing 21-month-old Millennia Credit Card after multiple limit enchantment requests rejections from the bank.
after joining the comunity and reading the tricks and tips how to get the better card, i decided to go for select card as my highest limit is on 3.6 L HDFC Regalia LTF. But as HDFC is not showing the Credit limit on CIBIL i couldn't able to apply for this card.
June 6: all of sudden i saw some one is mentioning HDFC is showing the limits on CIBIL, so i have checked my CIBIL and saw my limit as 3.6L, and i got an idea of applying the card with another number with high salary as 3L to check my luck. So i just applied card through online and entered all details correctly except my salary as i mentioned it as 3L to check which card system will show me. For my luck it showed Wealth card with 5L limit and just went for VKYC and completed the verification. I got mail from IDFC your card is approved and will reach you with in 5 days.
June 9:I received my card along with Dream folks for Lounge access on same day. Looking forward to get Add-on cards for my family.

Thanks for comunity, as i got so much information about the cards and tricks to get the better card for better spends. Special thanks to @

Wealth is my birth right! as i got my first AMEX MRCC last month and this month i got IDFC Wealth Card.​

I just want to get my AXIS Magnus and HDFC Infinia credit cards. There is long wait is there for me as my 5L limit card just got this month and Magnus required minimum 1 year old card for C2C application. I thanking everyone in the forum for their contribution for others to create some benefit for them with your valuable experiences.

That’s truly great!
You have followed the pattern perfectly!!
Magnus card just wait for a couple of months to get the CIBIL reflects both mrcc and wealth limits then by online u can get it with a way
Happy spending !!!

 

[mallepula143]

How old was ur hdfc card ?
Many people here after closing idfc card are not even getting millenia offer after that😄😄😄. They r offering just wow card to them.

My HDFC card is 3 year old and limit is 3.8 L when I applied. And you need to show salary as 3L than only system will show Wealth card I think. So many members mentioned in fourm.

 

[mallepula143]

That’s truly great!
You have followed the pattern perfectly!!
Magnus card just wait for a couple of months to get the CIBIL reflects both mrcc and wealth limits then by online u can get it with a way
Happy spending !!!

Thanks...and definitely will wait for some months, and please guide me for Magnus application when I am eligible.

 

[Pgoel06]

I am self employed with itr of net income 9lac.any chance of getting wealth card in my case.
I am holding kotak zen from past 1 year with 4lac limit

 

[CreditCardz1998]

I have applied for the IDFC First Wealth card online which is a very smooth process. The VKYC, card approval is done with in 15 minutes and after 1 hour, I was able to login and see the virtual card. Within 2 days the physical card was delivered.

 

[bossman]

I have applied for the IDFC First Wealth card online which is a very smooth process. The VKYC, card approval is done with in 15 minutes and after 1 hour, I was able to login and see the virtual card. Within 2 days the physical card was delivered.

How many enquiries you had in CIBIL in past 3/6 months, if I may ask?

 

[CreditCardz1998]

How many enquiries you had in CIBIL in past 3/6 months, if I may ask?

I had 3 enquires as applied for SBI cashback, Standard Chartered Ultimate and Tata Neu Rupay credit cards in the last 6 months

 

[az900]

I applied for IDFC First Wealth card a couple weeks ago. After online vKYC, there was a physical verification in my case. The card is approved now.I did not have any previous banking relationship with IDFC. While applying the card, I provided details of my DCB LTF card. They matched credit limit of my Diners Black card. After 15 days I could see the card and User ID generated for me. Limit provided is 10.5L.

 

[H2O]

If we try with another number now they are saying application already exist in database.