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SBI Cashback Credit Card Review
- Thread starter bhavyegoel
- Start date
Congratulations
Happy 5% cb days to u
No, however, I've one trick that you might try. Try to apply for some other basic sbi card like simply save, click or IRCTC for example, which they give easily and give lot of limit, then when you get that card, wait for month or two then transfer limit of it to CASHBACK card.
Then its your choice, whether to close the other one or keep it. I did the same.
Transferred 1L from my IRCTC CC to CASHBACK which had 42k given limit. Now its 1.4 L.
Will close IRCTC when its time for paying renewal fees. Or might keep it since its in Rupay platform.
I got card in Dec Now when I try to apply online sprint it retrieves my old application. How to apply new credit cardNo, however, I've one trick that you might try. Try to apply for some other basic sbi card like simply save, click or IRCTC for example, which they give easily and give lot of limit, then when you get that card, wait for month or two then transfer limit of it to CASHBACK card.
Then its your choice, whether to close the other one or keep it. I did the same.
Transferred 1L from my IRCTC CC to CASHBACK which had 42k given limit. Now its 1.4 L.
Will close IRCTC when its time for paying renewal fees. Or might keep it since its in Rupay platform.
Last edited:
John123
TF Premier
I think you need to wait for atleast 3 months. Try to apply from offline.
Generally speaking sbi has no cooldown period, but if you are having issue with sprint try applying offline.
Does using the card for wallet uploads be included in the 2 lakh limit for fee waiver?
I think so, it will be included but wallet load gives mostly 0% cashback.
Use the spend analyzer feature in sbi app or Eva it will show the spending category percentage and total amount spent from card issuance till date
For me fuel spend not categorized so I think it’s excluded
Just i checked whether i reached 2lac before 31st in sbi cb to avoid 999 plus gst
For Fee do they count date of CC Activation or Financial Year
SiddharthR
TF Ace
Card activation
Date of card activation till March 31st it’s free like fyf
From April they will charge
SiddharthR
TF Ace
Do you mean they consider Financial Year for annual fees?
Hopefully that’s their plan which is a revolution in industry
Also form AIS track too easy lol
iAmPm
TF Premier
I think you got this wrong, whoever applied till 31st march will by default get FYF.
To waive of annual fees we need to spend 2L in previous anniversary year. so 2L we are spending now will waive of next annual fees.
SiddharthR
TF Ace
I too think you got it wrong,
If I have 11/xx expiry on my card, then I need to spend 2L till 10/23 & not till 03/23 to get annual fee waiver
My card issue month is 10/22 so as of date I spend more than 2l by fomo lol
Thanks both
SiddharthR
TF Ace
lmao seems more perfect here😅😂
We r smart and aggressive that’s why fomo came 😜😃
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