Which Debit Card to use for Credit Card Bill Payment in July 2025

[BhaiyaJi]

Even after closing my indus cc , they used to call for an upgrade

Bhai upgrade karwa lete, to maza aata

 

[anu29]

My Debit Card is showing as not activated after doing some transactions on phonepe. Not even showing the Card in IDFC mobile App. What should I do now? Should i wait for 24 hours or do i need to make a call to the customer care?

then you card is blocked , kindly connect to Customer care or drop a mail .

 

[hashiro7hashiro7 is verified member.]

Did a transaction with IDFC Standard Visa Debit Card on PhonePe.
MCC: PhonePe Private limited (App Screen)
SMS: PhonePe Pr

Transaction Amount: 15719.75
10x pts received 1047.98 on IDFC Instantly.

 

[ragveer]

Did a transaction with IDFC Wealth Visa Debit Card on PhonePe

MCC: PhonePe Private limited (App Screen)
SMS: PHONEPE PR

received "ZERO" rewards

 

[anu29]

Up

Did a transaction with IDFC Wealth Visa Debit Card on PhonePe

MCC: PhonePe Private limited (App Screen)
SMS: PhonePe Pr

received "ZERO" rewards

read this

Thread 'CREDIT CARD BILL PAYMENT BY DEBIT CARD - IDFC'

Aug 12, 2025

UPDATES ON IDFC DEBIT CARD ---

**


AS ON >> 21-08 -25 >> IDFC stopped giving rp on Phone Pay also.


**

• anu29
• bill payment credit card idfc debit card pice zavo
• Replies: 52
• Forum: Credit Card Bill Payment

• 

 

[wolf1008]

Did a transaction with IDFC Standard Visa Debit Card on PhonePe.
MCC: PhonePe Private limited (App Screen)
SMS: PhonePe Pr

Transaction Amount: 15719.75
10x pts received 1047.98 on IDFC Instantly.

What name did you get in the statement?

 

[hashiro7hashiro7 is verified member.]

What name did you get in the statement?

Phonepe Private Limite (Home expenses)

 

[wolf1008]

Got the same name but points not credited

Phonepe Private Limite (Home expenses)

 

[HumorSimpson]

Got the same name but points not credited

Are you using idfc rupay dc or visa dc ?

 

[wolf1008]

Used Visa DC

Are you using idfc rupay dc or visa dc ?

 

[amazon_fan]

Did a transaction with IDFC Standard Visa Debit Card on PhonePe.
MCC: PhonePe Private limited (App Screen)
SMS: PhonePe Pr

Transaction Amount: 15719.75
10x pts received 1047.98 on IDFC Instantly.

ok good.
looks like you are in normal, try moving to next one, you would have got 2.5% i.e 1571.97 points.
Now you got 1.67% by pairing 0.6, so effective 1%.
To start the first 50k by paying 0.6% might not be wise idea, till 65k

 

[ragveer]

What name did you get in the statement?

MCC: PhonePe Private limited (App Screen)
SMS: PHONEPE PR
ZERO REWARDS

 

[anu29]

MCC: PhonePe Private limited (App Screen)

ZERO REWARDS

read my thread , mentioned evrything

 

[HumorSimpson]

MCC: PhonePe Private limited (App Screen)

ZERO REWARDS

seems this too gone.
btw visa dc or rupay dc?

 

[ragveer]

XXXXX is the OTP for your transaction with PHONEPE PR for INR XXXX using IDFC FIRST Bank debit card ending XXXX. Validity: 5 minutes. Please do not share. To raise a dispute, call 1800 10 888


No Rewards

 

[HumorSimpson]

XXXXX is the OTP for your transaction with PHONEPE PR for INR XXXX using IDFC FIRST Bank debit card ending XXXX. Validity: 5 minutes. Please do not share. To raise a dispute, call 1800 10 888


No Rewards

All caps PHONEPE PR zero. Told earlier too

 

[NikhilG]

Did a transaction with IDFC Standard Visa Debit Card on PhonePe.
MCC: PhonePe Private limited (App Screen)
SMS: PhonePe Pr

Transaction Amount: 15719.75
10x pts received 1047.98 on IDFC Instantly.

How 10x points you received?

 

[amazon_fan]

did someone try canara setu recently ?

 

[amazon_fan]

How 10x points you received?

for regular 10x is calculated for every 150 post 50k

 

[amazon_fan]

Good news SBI is back bill payments with almost all category except cc payment.