Which Debit Card to use for Credit Card Bill Payment in July 2025

[yayin]

Yes. And also the bill payment redemption option.

Earlier you could use 4 points to pay 1 rs towards credit card bill. Now that option of paying towards credit card bill itself is not there.

Alright, thanks you

 

[varkey]

did you pay using IDFC Rupay card or Debit card?

IDFC Rupay Debit card

 

[saber.mbt]

State doesn't matter. Again as I said before I added my wife when she wasn't even my wife and she lived in diff state too.

Process - Make sure to get the person to open a idfc acc online, don't involve bank person or RM here, just open acc and fund it, 10k or 25k doesn't matter. Once acc is opened, no need to wait for even dc to get delivered, just contact your RM wheoever has wealth acc or any other variant, ask for addition of member as family, say add this xyz person.

RM might ask who is that person to you, it really doesn't matter, just say brother sister whatever. Now that person and you will get consent sms instantly, and once done, wait for 2 days, idfc will add that person in 2 days and in 4 days that person will get dc.

Wow… we started with reward points and ended up with a step-by-step guide to a secret banking relationship. From cashback to cash-back-stab if the spouse finds out... From loyalty programs to loyalty problems 😄

 

[pranaym]

Exactly, subah uthke dekhte h kuch nayi APP aayi h ya nai lekin yaha to sister wife gf chal rha h
If possible create a small paid group of known people, who only wants to take advantage of loopholes like this and it wont get leaked.

 

[HatakeKakashi]

i have pvt accont incase i can also add

I would recommend you to refrain from adding family members you dont know.

Recently a friend's account was frozen and his entire family relationship was questioned.

Banking is not a frivolous activity.. Please dont someone into your group, if you cant stand behind them

 

[lightwaves]

Zavo + IDFC over
SBI Rewardz over
What now?

@saber.mbt mentioned
🚨 IDFC First Tap Debit Card - Pay CC Bills & Earn 2.5% Rewards!

You can now use it to pay your Credit Card bills via select BillDesk portals - and still earn 2.5% reward points! 💸

Please note, not all Billdesk platforms have DC option, and not all bank links give points. These are official billpayment links for all banks !

✅ Confirmed Working Portals (Rewards Given):

Axis Bank:
🔗https://pgi.billdesk.com/axiscard/index1.html

BOBCARD (Bank of Baroda):
🔗https://pay.bobcard.co.in/online-payment.html

I tried paying Axis FK bill using above link and the IDFC First tap DC, got below error



Tried three times and all the time got same error. Online Transactions are enabled and limit is correctly set. Any idea?

 

[Akshith]

Link for the tweet -

Axis Bill pay - https://pgi.billdesk.com/axiscard/index1.htm

It is failing now

 

[Abhishek012]

You are right, my 50k was allocated in offline purchase. Thanks!

Set offline limit to ZERO and ecom/online limit to 1 lakh.

 

[rimtesh]

It is failing now

Settlement through billdesk is instant ?

 

[Centurion_wala]

Set offline limit to ZERO and ecom/online limit to 1 lakh.

Thik hai
Chalo ab vo R se start hone wale app ka name DM karo 🤨

 

[NikhilG]

State doesn't matter. Again as I said before I added my wife when she wasn't even my wife and she lived in diff state too.

Process - Make sure to get the person to open a idfc acc online, don't involve bank person or RM here, just open acc and fund it, 10k or 25k doesn't matter. Once acc is opened, no need to wait for even dc to get delivered, just contact your RM wheoever has wealth acc or any other variant, ask for addition of member as family, say add this xyz person.

RM might ask who is that person to you, it really doesn't matter, just say brother sister whatever. Now that person and you will get consent sms instantly, and once done, wait for 2 days, idfc will add that person in 2 days and in 4 days that person will get dc.

Why account to be opened online? Any specific reason? Contrary to this my bm wanted to get the accounts opened via him. Also whom to add is at the discretion of private rm or bm. I tried adding one of technofino member and he questioned me about person being related to me. Even if I might be able to get that person added, it still requires a lot of convincing.

 

[Sobirvs]

Why account to be opened online? Any specific reason? Contrary to this my bm wanted to get the accounts opened via him. Also whom to add is at the discretion of private rm or bm. I tried adding one of technofino member and he questioned me about person being related to me. Even if I might be able to get that person added, it still requires a lot of convincing.

No it doesn't. If they question say yes. I have dealt with 2 RM's and never had a prob.

Online coz it can be done via aadhar within 1-2 mins.
Offline takes time, upto you anyways.

BM wants u to go thru him coz if he get's the acc opened, he earns commission. Btw BM also opens acc online only (via their tab), so the process is same unless there is a prob with your aadhar/pan linkage, in that case they will open via cheque+aadhar (pure offline process.).

 

[AlgoTrader]

everything is devalued

 

[AlgoTrader]

everything is devalued

 

[BhaiyaJi]

everything is devalued

Title for "CCgeek"'s auto biography.

 

[rakhi]

It is failing now

S failing not working

 

[ashwinikumar900]

Good score - above 2L, IDFC points ?

 

[amazon_fan]

No it doesn't. If they question say yes. I have dealt with 2 RM's and never had a prob.

Online coz it can be done via aadhar within 1-2 mins.
Offline takes time, upto you anyways.

BM wants u to go thru him coz if he get's the acc opened, he earns commission. Btw BM also opens acc online only (via their tab), so the process is same unless there is a prob with your aadhar/pan linkage, in that case they will open via cheque+aadhar (pure offline process.).

Hi thank you for all the details.
Currently i am on wealth, next month ( 3 months gap) will be moving to private.
Yet i have not added my wife.
Could you please tell me what is the benefit of adding wife / someone ? do they also get welcome points ?
If so, shall i add while i am on wealth or after moving to private ?

 

[vvkprabhu]

Hi thank you for all the details.
Currently i am on wealth, next month ( 3 months gap) will be moving to private.
Yet i have not added my wife.
Could you please tell me what is the benefit of adding wife / someone ? do they also get welcome points ?
If so, shall i add while i am on wealth or after moving to private ?

Add your wife to family banking while you are on wealth. Earn 8k welcome rewards for wealth. Once your account is upgraded to private, your wife account will automatically upgrade to private. Each one of you can earn 20k welcome rewards

 

[amazon_fan]

Add your wife to family banking while you are on wealth. Earn 8k welcome rewards for wealth. Once your account is upgraded to private, your wife account will automatically upgrade to private. Each one of you can earn 20k welcome rewards

Thank you.
In that case, she also needs to maintain 10 L (wealth) monthly and 1 cr (private) ?
Or if i just maintain, that is good ?