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Which Debit Card to use for Credit Card Bill Payment in July 2025
- Thread starter Abhishek012
- Start date
- Replies 6K
- Views 429K
varunm1312
TF Buzz
Did you get it for cc bill payments, if yes please tell on which platform
nikhilv0303
TF Premier
Does Navi work for other DCs also?
MCC 6012 .
ankurarora898
TF Premier
Good score update no reward points received with burgundy dc payment
Himanshuch
TF Premier
I guess there are some exceptions for citi migrated cards. I got ER for cc payments on Navi. Although the third transaction was flagged as suspicious and my dc was temporarily blocked.
No kyc needed to pay cc bills. As Mr. @Strange said, mcc is 6012.
ashishgodia
TF Buzz
Is there any other way to pay cc bill with Idfc DC more than 1 lakh as the firsttap card has 1 lakh limit per day limit ?? Or is there any other app in which I can use my wealth dc (visa) to obtain rewards ?
3.4 lakh .
Pravin1156
TF Premier
Don't use 100% it will block your reward portal
saber.mbt
TF Buzz
What is the safe percentage according to you bro?
harshit.123
TF Neo
What is rewards on Burgundy debit card
Do you think the blocking was triggered by short txn frequency and or txn amounts?
Doing 100% for over a year yet to be blocked
mobsol2017
TF Select
Himanshuch
TF Premier
Most likely due to short transaction frequency. Better to spread transactions across multiple days.
Yes! It is working.
saber.mbt
TF Buzz
To all HDFC Platinum Debit Card Autopay holders for your kind information. If you miss autopay by insufficient funds in your account HDFC Charges hefty fine.
I was charged 4999+GST due to 33 p less in account.
I had to fight with HDFC for reversal. Hope everyone aware of charges. They reversed 4999. But they didn't reverse 18% GST
Basis your email, we have done a detailed review on your credit card account and observe that Auto pay is active for Total amount due and hence our system had tried to debit the payment from your Savings account. However, the same was returned due to insufficient funds. We have noted that you had made manual payment to the card account and hence as as service gesture we have reversed the payment return fee of Rs.4999.00 ( GST payable ) to your card account. We request you to maintain sufficient funds in your Savings account to avoid levy of charges in future.
I was charged 4999+GST due to 33 p less in account.
I had to fight with HDFC for reversal. Hope everyone aware of charges. They reversed 4999. But they didn't reverse 18% GST
Basis your email, we have done a detailed review on your credit card account and observe that Auto pay is active for Total amount due and hence our system had tried to debit the payment from your Savings account. However, the same was returned due to insufficient funds. We have noted that you had made manual payment to the card account and hence as as service gesture we have reversed the payment return fee of Rs.4999.00 ( GST payable ) to your card account. We request you to maintain sufficient funds in your Savings account to avoid levy of charges in future.
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pikashinchu
TF Premier
That's why I just don't like autopsy.
Has happened to me when my sip autopsy missed by some rupees and I was charger a hefty penalty for my sip.
You can escalate this to PNO, if they also say no, escalate to RBIO, people have gotten the GST back this way in the past. This is a shady practice from HDFC and a few other banks.
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