should i hold IDFC FIRST Power+ Credit Card?

[nandhakumarn]

i hold many credit card . also

IDFC FIRST Power+ Credit Card​

i could not spend 1.5 lakhs per annum . what should i do further?
benifit of the card equal to iocl xtra card. any chance to waive off?

 

[Ram1]

Answer is in ur question only.
Why to keep a paid card when u dont have much use or have alternatives?
Go for cancellation and stay peaceful ✌️

 

[nandhakumarn]

Answer is in ur question only.
Why to keep a paid card when u dont have much use or have alternatives?
Go for cancellation and stay peaceful ✌️

yes thank you

 

[jatinbhatia2055]

its good if you want to use it for fuel using HP pumps only. Additional benefit if are fine with using HP pay app and then pay via this card.
Else this card is only for UPI payment via rupay cc, for that you have other good cards as well.

 

[Dr.AMAN]

It is also good for grocery shopping as it gives 5% CB on POS swipe. Although the spend limit of Rs.2000 per month is quit low but very few cards give 5% cb on pos swipe at supermarkets.(unless u have hsbc cards). HP pay usually gives additional 1-2% extra happycoins offer increasing the net CB on fuel on this card to 6-7%. With fuel and grocery purchase u can breakeven in 2-3 months. Rest 9 months is pure savings.

 

[fradela]

i hold many credit card . also

IDFC FIRST Power+ Credit Card​

i could not spend 1.5 lakhs per annum . what should i do further?
benifit of the card equal to iocl xtra card. any chance to waive off?

Call the customer care to make this as a LTF.

If they don't make it LTF, please close this card.

Not much useful as you have many cards.