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Loot Offer @Indusind Avios Credit Card ---- BA/Qatar

🚨 IndusInd Bank has RE-EVALUATED their Avios credit card! DRASTICALLY lower fees change the game completely. Read thread for details. #ccgeek #ccgeeks

1. MAJOR CHANGE: Fee structure SLASHED! Joining: ₹40K → ₹10K, Renewal: ₹10K → ₹5K

• Qatar variant: Now 20K welcome Avios (was 20K Avios + Gold tier)
Now 5K renewal Avios (was 5K + Gold tier with ₹3L Qatar spend)
• BA variant: Now 20K welcome Avios (was 55K Avios)
Now 5K renewal Avios (was 10K Avios)

2. The earning structure remains similar:
• 6 Avios per ₹200 at selected destinations (POS)
• 5 Avios per ₹200 on Qatar/BA websites
• 3 Avios per ₹200 on most other spends
• 1 Avios per ₹200 on utilities, education & govt payments

3. Who wins? Anyone who couldn't justify the previous ₹40K fee. The new card offers better cost-to-benefit ratio for most users, though frequent Qatar flyers might miss the automatic Gold tier benefit. BA cardholders get fewer welcome Avios but a much lower fee. 🔥

4. Doing the math: The effective reward rate can reach up to 3.75% on regular spends (including milestones).



For both New/existing customers can apply as Eligibility is.

For NTB - Card to card limit should be 2+
Salary should be 80k-90k+
Self business ITR 12 lakhs+

For existing user wants to upgrade - Indusind limit should be 1.50 lakhs+
 
Probably Related : Given this route is closed now, Is there a way to get Gold / Silver status from QA without the regular flying?
 
@RS1910 good evening. I have easydiner credit card with more than 3.5 L limit but no other card from IndusInd. Can I get Avios credit card? Also after this fee change is there and difference between BA and Quatar varient?
 
@RS1910 good evening. I have easydiner credit card with more than 3.5 L limit but no other card from IndusInd. Can I get Avios credit card? Also after this fee change is there and difference between BA and Quatar varient?
Yes you can upgrade without any issue. There is only one difference between the two programs. If you opt for Qatar privilege club, you will get 10% discount on flight bookings done on qatar website and app (flight origin should be India) by using the code "IDSCB23".
 
Yes you can upgrade without any issue. There is only one difference between the two programs. If you opt for Qatar privilege club, you will get 10% discount on flight bookings done on qatar website and app (flight origin should be India) by using the code "IDSCB23".
Which is better? Qatar or BA?
 
Which is better? Qatar or BA?
British Airways:
- Has direct flights for UK and offers LHR as a layover point which has great connectivity to almost every part of the world.
- Polished, sophisticated and great service irrespective of the cabin class. Nothing extraordinary to write about though.
- Has premium economy cabins.

Qatar:
- Offers Doha as layover and has ample connections from there.
- Famous for it's luxurious business class but doesn't offer premium economy cabin.
- Economy seats have slightly more legroom as compared to the competition.
- Great overall service irrespective of the cabin class.

Avios:
- Connect your BA and Qatar accounts and you can move points between them instantly.
- Both have high taxes and other fee. Qatar however, offers the "Avios Max" option to pay for everything with points.
- As far as better value per point is concerned, I will go with BA.

Hope this helps. Cheers.
 
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