Underdog Credit Card IMO!!! - Axis Cash Back Credit Card

[Ram1]

I feel Axis Cashback card is very underatted.

Benefits
Online spends:
Earn 2% cashback for spends up to INR 5000
Earn 5% cashback for spends b/w 5000 to 40,000
Earn 7% cashback on spends > INR 40,000
Monthly cap 4K cashback

offline spends
unlimited base cashback of 0.75% on all offline & travel related spends

Fees
1k JF (get 5k rps)
1k AF ( 4L spends needed for waiver)

For heavy spenders, its a worthy card after all the devaluation of other cards .
P.s ofcourse there are some excluded categories.

Whats the underdog card according to you?

 

[Exewhyzee]

And which are dog & overdog cards?

 

[HumorSimpson]

Online or offline?

 

[BhaiyaJi]

One has to be very careful with Axis cashback cards

 

[Ram1]

Online or offline?

Online spends, updated the thread

 

[Ram1]

One has to be very careful with Axis cashback cards

Why ? .

 

[SSquad]

Online or offline?

Axline (At the discretion of Axis Bank)

 

[RAMESH BABU N]

This is the replacement card for Citi Cashback card. I was having it till the merger.

Ideally, it is suited for those who spend between 50K to 70K each month - all online - as max CB is at 4K per month.

Waiver limit is 4L (as againt SBI CB Card's 2L - annual charges being the same) which is a minus point.

AND, YOU CAN'T DEPEND ON AXIS.
We are seeing so many hiccups....

 

[TripleAce]

Axis gave me LTF Select CC and I’m wondering how to use it.

 

[panchabhut]

I got this as replacement for Citi Cashback card.
Some transactions are not properly tracked and did not get the expected cashback. Not good for travel related sites or utility payments. Otherwise, good card for online txn.

 

[iSayyed]

And which are dog

I won't mention the name, but it roars endlessly.

 

[Kamalraj]

Ye axis hai jo txn ke invoice maang leti hai, 4000 cashback nahi 4000 sawal dete hai ye 🤣🤣🤣

 

[wanderer0]

Axis gave me LTF Select CC and I’m wondering how to use it.

How did you get it? I got privilege ltf and looking for upgrade for intl lounge access. No other relationship though.

 

[SSV]

Why ? .

Because on one fine day,
you ( the card holder) will be FASAKed by 🪓 , just like below ....

Thread '🆘 Need Guidance: Flipkart Axis Credit Card Cancelled Due to “Non-Personal Usage” — What’s My Next Step?' https://www.technofino.in/community/threads/🆘-need-guidance-flipkart-axis-credit-card-cancelled-due-to-“non-personal-usage”-—-what’s-my-next-step.41796/

 

[hender]

One fine day,
you ( the card holder) will be FASAKed by 🪓
just like below ....

Thread '🆘 Need Guidance: Flipkart Axis Credit Card Cancelled Due to “Non-Personal Usage” — What’s My Next Step?' https://www.technofino.in/community/threads/🆘-need-guidance-flipkart-axis-credit-card-cancelled-due-to-“non-personal-usage”-—-what’s-my-next-step.41796/

And the @SSV and other Masters, again Helping them out...

 

[Ram1]

This is the replacement card for Citi Cashback card. I was having it till the merger.

Ideally, it is suited for those who spend between 50K to 70K each month - all online - as max CB is at 4K per month.

Waiver limit is 4L (as againt SBI CB Card's 2L - annual charges being the same) which is a minus point.

AND, YOU CAN'T DEPEND ON AXIS.
We are seeing so many hiccups....

Yeah I'm too having this card from citi merger. Will close this card this month.
I neither able to get benefit out of this card nor able to spend 4L for waiver.

But its very good card if one can spend more than 50k atleast alternate months.

 

[hender]

Yeah I'm too having this card from citi merger. Will close this card this month.
I neither able to get benefit out of this card nor able to spend 4L for waiver.

But its very good card if one can spend more than 50k atleast alternate months.

Major Ram : 🤔 👇👆

I feel Axis Cashback card is very underatted.

Benefits
Online spends:
Earn 2% cashback for spends up to INR 5000
Earn 5% cashback for spends b/w 5000 to 40,000
Earn 7% cashback on spends > INR 40,000
Monthly cap 4K cashback

offline spends
unlimited base cashback of 0.75% on all offline & travel related spends

Fees
1k JF (get 5k rps)
1k AF ( 4L spends needed for waiver)

For heavy spenders, its a worthy card after all the devaluation of other cards .
P.s ofcourse there are some excluded categories.

Whats the underdog card according to you?

 

[Ram1]

One fine day,
you ( the card holder) will be FASAKed by 🪓 ,
just like below ....

Thread '🆘 Need Guidance: Flipkart Axis Credit Card Cancelled Due to “Non-Personal Usage” — What’s My Next Step?' https://www.technofino.in/community/threads/🆘-need-guidance-flipkart-axis-credit-card-cancelled-due-to-“non-personal-usage”-—-what’s-my-next-step.41796/

My fk card blocked by axis too saying non personal usage eventhough i never crossed 5k any month, but luckily no cashback was pending that time and nothing clawed from me too.

Nothing lasts forever.

 

[Ram1]

Major Ram : 🤔 👇👆

Red skull policy 🥲

 

[Centurion_wala]

Axis and heavy spenders don’t get along too well🤣