PhonePe, HDFC Bank launch co-branded RuPay credit card with UPI integration

[damn]

PhonePe HDFC Co-Branded Credit Cards | PhonePe QR Credit cards

Enjoy the best of UPI in a credit card

www.phonepe.com

New card launch just now; will be available to apply for from app only.
@SSV

 

[kuchbhikuchbhi is verified member.]

PhonePe HDFC Co-Branded Credit Cards | PhonePe QR Credit cards

Enjoy the best of UPI in a credit card

www.phonepe.com

New card launch just now; will be available to apply for from app only.
@SSV

DAMN
He only tagged @SSV sir
I feel jealous 🤧

 

[SSV]

DAMN
He only tagged @SSV sir
I feel jealous 🤧

He he, i didn't get any tag notification,
May be he edited the post and inserted my tag later
yes..
these cards seem promising on the face of them......
Let's see...

 

[kuchbhikuchbhi is verified member.]

yes..
these cards seem promising on the face of them......
Let's see...

Just take look at this

PhonePe HDFC Bank Ultimo Credit Card

www.hdfcbank.com

 

[kuchbhikuchbhi is verified member.]

@Abhishek012 no fee on rupay on phonepe ryt?

 

[Gau₹av]

Ooh this card is competition to Chortel Axis, the devalued crippled FK Axis, their own Swiggy card and their own Millennia

But rewards seem unsustainable ESPECIALLY since they're over UPI and MDR isn't there for below ₹2K txns right? It will soon be changed to either have MOV for rewards or devalued. Won't be surprised if flat cashback becomes "up to"

 

[kuchbhikuchbhi is verified member.]

But rewards seem unsustainable ESPECIALLY since they're over UPI and MDR isn't there for below ₹2K txns right? It will soon be changed to either have MOV for rewards or devalued. Won't be surprised if flat cashback becomes "up to"

Sabse pehle aapne ghabrana nhi hai

 

[Abhishek012]

Ooh this card is competition to Chortel Axis, the devalued crippled FK Axis, their own Swiggy card and their own Millennia

But rewards seem unsustainable ESPECIALLY since they're over UPI and MDR isn't there for below ₹2K txns right? It will soon be changed to either have MOV for rewards or devalued. Won't be surprised if flat cashback becomes "up to"

All HDFC cobranded card offer flat 1% upto 500 on UPI spent. Nothing special about UPI.

Main benefit - 10% Cashback upto 1000 per month on Recharges & Bills, Travel & Stays (Flights, Bus, Trains and Hotels) and Pincode (only applicable for spends via Rupay CC on UPI).

These are big merchants. So, MDR already available. Anyway, this will be available only if done through the PhonePe app, right ? These are in-app transactions of PhonePe.

Select online platforms – Amazon, Flipkart, Myntra, Ajio, Uber, Swiggy, Zomato - 5% Reward Points - Capping of 500 Reward Points per month

I think applicable on both UPI and direct card otp based transaction, once again, these are big merchants. So, MDR already available.

Other card transaction - dnt know yet but i guess unlimited 1% or something, max 7500 per month (except some excluded categories).

 

[Gau₹av]

All HDFC cobranded card offer flat 1% upto 500 on UPI spent. Nothing special about UPI.

Main benefit - 10% Cashback upto 1000 per month on Recharges & Bills, Travel & Stays (Flights, Bus, Trains and Hotels) and Pincode (only applicable for spends via Rupay CC on UPI).

These are big merchants. So, MDR already available. Anyway, this will be available only if done through the PhonePe app, right ? These are in-app transactions of PhonePe.

Select online platforms – Amazon, Flipkart, Myntra, Ajio, Uber, Swiggy, Zomato - 5% Reward Points - Capping of 500 Reward Points per month

I think applicable on both UPI and direct card otp based transaction, once again, these are big merchants. So, MDR already available.

Other card transaction - dnt know yet but i guess unlimited 1% or something, max 7500 per month (except some excluded categories).

Oh right I forgot that rule is only for small merchants. Then perhaps due to the cobranded arrangement it may give Kiwi Yes Bank some competition

 

[nikhilv0303]

Why would anyone do that?
It’s like saying, Smartbuy ke saath commitment hai toh option toh dena hi padega!

 

[Abhishek012]

Why would anyone do that?
It’s like saying, Smartbuy ke saath commitment hai toh option toh dena hi padega!

View attachment 101730

Direct redeem on bank statement. Re1 RP = Re1.

 

[nikhil_118]

Has anyone got the invite in phonepe for this card?

 

[npraghatate]

Sabse pehle aapne ghabrana nhi hai

Bro laughing hard from last 5 minutes. Epic comment🤣

 

[kuchbhikuchbhi is verified member.]

Bro laughing hard from last 5 minutes. Epic comment🤣

all thanks to @Vasuki

idol hai bhai apne 🙏

 

[damn]

DAMN
He only tagged @SSV sir
I feel jealous 🤧

My sincerest apologies; I am not an avid user, which means I remember a few people for particular stuff

Psu - Lapassion was the name
Rupay - abhishek012
Hdfc - SSV

And anything related to compliance/regulatory, Mr Babu

Though I will take care next time

 

[kuchbhikuchbhi is verified member.]

My sincerest apologies; I am not an avid user, which means I remember a few people for particular stuff

Psu - Lapassion was the name
Rupay - abhishek012
Hdfc - SSV

And anything related to compliance/regulatory, Mr Babu

Though I will take care next time

Totally understandable 😁

 

[VikasBhindwar]

Sab toh sahi hai, bas ye bhi na electricity bill sab par conv fee lene lage Airtel ke tarah.

Start start mein toh sab acche hi lagte hai😊

 

[Gau₹av]

all thanks to @Vasuki

idol hai bhai apne 🙏

Mereko thanks bolo. Agar main ghabrata nahin to LOLz comment nahin ata 😆

 

[Abhishek012]

Sab toh sahi hai, bas ye bhi na electricity bill sab par conv fee lene lage Airtel ke tarah.

Start start mein toh sab acche hi lagte hai😊

Payment RuPay CC UPI pe milega 10%.

Mujhe lagta hai Airtel and GPay wale app sba me log baki credit cards se bhi bill pay karne lage the isiliye conv fee lagana para. Itne saare users k karan.

yaha RuPay CC UPI pe milega 10%, toh shayad sirf co-branded card users k alawa koi aur use nahi karega, dusre credit card wale.

 

[ccdc]

now everyone will apply for this card.....after 1 to 1.5 yrs it'll be devalued...so enjoy while it lasts...