Sobirvs
TF Ace
Hello everyone,
I talked to kiwi customer support regarding their reward policy https://www.gokiwi.in/rewards-policy-v2/
and even did some trxns myself and some my friend did and I found much information on the credit card. Feel free to ask your questions too but from what I know I'll write here
My limit is 3L so I can get only 1% rewards. Now many confusion here, is this 1% in INR (Cashback claim) or Kiwi's? So my frnd confirmed this and also I confirmed from customer care too. These are in Indian rupees. So basically if your limit is 3L then you can get 12,000 kiwis per month max from your rupay card scan payments. 12k kiwis means 3k rs. (0.25 inr per kiwi or 1rs per 4 kiwis).
Now, I want to know from cc, are milestone benefits (3%/4%/5%) included in the per month 1% limit?? He said No. It is excluded. So let's say u did 1.5L trxn in a month. That means you will get 12k pts i.e 3k rs. Now as the 1.5L means you reached your 5% milestone, so you will get additional 3% next month. This 3% is extra benefit and it is not included in the month that you did the trxn on neither it is included in the month when you received the extra 3% (2% already given instantly and 3% later when milestone reach) benefit.
Additionally I asked CC, what does the term "month" constitutes?? is it like 1st to 30th or is it billing cycle?? He said it is monthly not billing statement cycle.
Also I asked CC, when we did normal upi trxns on kiwi app like bank to bank and sometimes we get kiwis on that too, are those included in that 1% limit per CL???? He asked seniors and then said No, that is excluded too. Means you get that extra benefit and he said anyways normal upi trxn from bank to bank "rarely" get benefit so it is excluded.
I asked him tons of other questions too, which he answered. The only downside of this card is we get 2% after milestone lapses. Also neon membership will prolly cost 1k next yr.
I talked to kiwi customer support regarding their reward policy https://www.gokiwi.in/rewards-policy-v2/
and even did some trxns myself and some my friend did and I found much information on the credit card. Feel free to ask your questions too but from what I know I'll write here
My limit is 3L so I can get only 1% rewards. Now many confusion here, is this 1% in INR (Cashback claim) or Kiwi's? So my frnd confirmed this and also I confirmed from customer care too. These are in Indian rupees. So basically if your limit is 3L then you can get 12,000 kiwis per month max from your rupay card scan payments. 12k kiwis means 3k rs. (0.25 inr per kiwi or 1rs per 4 kiwis).
Now, I want to know from cc, are milestone benefits (3%/4%/5%) included in the per month 1% limit?? He said No. It is excluded. So let's say u did 1.5L trxn in a month. That means you will get 12k pts i.e 3k rs. Now as the 1.5L means you reached your 5% milestone, so you will get additional 3% next month. This 3% is extra benefit and it is not included in the month that you did the trxn on neither it is included in the month when you received the extra 3% (2% already given instantly and 3% later when milestone reach) benefit.
Additionally I asked CC, what does the term "month" constitutes?? is it like 1st to 30th or is it billing cycle?? He said it is monthly not billing statement cycle.
Also I asked CC, when we did normal upi trxns on kiwi app like bank to bank and sometimes we get kiwis on that too, are those included in that 1% limit per CL???? He asked seniors and then said No, that is excluded too. Means you get that extra benefit and he said anyways normal upi trxn from bank to bank "rarely" get benefit so it is excluded.
I asked him tons of other questions too, which he answered. The only downside of this card is we get 2% after milestone lapses. Also neon membership will prolly cost 1k next yr.
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