Which Debit Card to use for Credit Card Bill Payment in May 2025

[Abhishek012]

Is Unipay down as not able to login

Apply SBI Virtual RuPay debit card and pay cc bill via phonepe app, paytm app, freecharge app, sbi unipay, billdesk website without any extra charges on RuPay.

Amex and SCB bank cc bill also supported via billdesk using RuPay variant.

Virtual visa user block card and apply virtual RuPay debit card

Of course you will get reward points too on all these websites/apps.

Amex - https://www.billdesk.com/pgidsk/pgmerc/amexcard/amex_card.jsp

SCB - https://pgi.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp

Axis (Axis RuPay CC user choose mastercard option and proceed) - https://pgi.billdesk.com/pgidsk/pgmerc/axiscard/axis_card.jsp

SBI Card - https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp

SBM bank - https://pay.billdesk.com/cardnet-instapay/sbmcard

yes bank - https://pgi.billdesk.com/pgidsk/pgmerc/ybkcard/YBKCARDDetails.jsp

phonepe app - https://play.google.com/store/apps/details?id=com.phonepe.app&hl=en_IN

freecharge app - https://play.google.com/store/apps/details?id=com.freecharge.android&hl=en_IN

paytm app - https://play.google.com/store/apps/details?id=net.one97.paytm&hl=en_IN

 

[iamgroot]

yes alive with oxygen support 🙂

But alive .

 

[honey_jpr]

Bhai kya khujli thi MCC puchne ki. The Zavo app only supported the Rupay Debit card. Above already confirms that IDFC First tap and SBI VDC are working fine for RP.

Bhai kisi ki khujli shaant krne k liye pucha.

 

[honey_jpr]

MCC code seems to be controversial.

hmm, until we get the cashback, everything is okay till then.

 

[vkeypedia]

There is 3 payment gateway available on Zavo app (all eligible for rewards)

some transaction showing under CC category.
some transaction under loan EMI
and transaction under other category.

Axis app >> cc bill payment via RBL Signature+ debit card and get 2% cashback. Still working, Bhai?
Will this work since I am receiving "FreechargePaymentTechno" as the merchant name in OTP instead of FREECHARGEPAYMENTTECHNO?

 

[Abhishek012]

Axis app >> cc bill payment via RBL Signature+ debit card and get 2% cashback. Still working, Bhai?
Will this work since I am receiving "FreechargePaymentTechno" as the merchant name in OTP instead of FREECHARGEPAYMENTTECHNO?

Oh, Axis app >> cc bill payment "FreechargePaymentTechno" as the merchant name ?

Just do Rs100 transaction and ask RBL customer care about mcc code.

 

[VSC]

@Abhishek012 When does the sbi vdc transactions reset? Like does it take 24hrs from last transaction or it changes at 12AM.

 

[Zoravar]

I'm about to apply for hdfc millennia dc and I'm not sure if it's still eligible for getting 1% cb on wallet loads since the tata neu hdfc terms are to be updated so any devaluation of hdfc millennia dc too... , and if not then to which wallet should i load and then transfer my money to bank acc.
Help me out sir @Abhishek012

sir please reply.....
@Abhishek012

 

[maverickgenius]

Axis app >> cc bill payment via RBL Signature+ debit card and get 2% cashback. Still working, Bhai?
Will this work since I am receiving "FreechargePaymentTechno" as the merchant name in OTP instead of FREECHARGEPAYMENTTECHNO?

If you find out, please post here. I would like to know this too

 

[mobsol2017]

Abhi ek banda whatsapp pe bole ja raha hai, IDFC customer care ko call kar k puchu MCC code ? call kar k puchu MCC code ?

kiye ja raha hai. Mai bol raha hu usko reward mil raha hai aur usko mil bhi gaya reward but phir bhi IDFC customer care ko call kar k usko mcc code janna hai.

in logoko aam nahi khane guthliya ginni hai

 

[ontherocks]

sir please reply.....
@Abhishek012

Payzapp wallet ...

 

[honey_jpr]

If you find out, please post here. I would like to know this too

Why don’t you guys use ZAVO and earn rewards

 

[Abhishek012]

sir please reply.....
@Abhishek012

HDFC User - Best Debit Card for 2025 | Which Debit Card to Apply in May 2025 | Discussion -​

A

Thread 'HDFC User - Best Debit Card for 2025 | Which Debit Card to Apply in May 2025 | Discussion'

Feb 15, 2025

HDFC User - Best Debit Card for 2025 | Which debit card to apply in May 2025:

Ok boyz and beautiful galz

For the past 2-3 weeks, I have been receiving countless messages asking where to use the HDFC Platinum debit card ?

So look, guys I have one good news and one bad news.

The bad news is that the HDFC Platinum debit card is almost useless now.

Actually, there are still some places where you can use it to get 1% rewards cashback.

For example, if you have an Airtel Payments Bank account, you can load money using the HDFC Platinum Visa Variant Debit Card and earn 1% cashback (no...

• Abhishek012
• best debit card hdfc hdfc dc hdfc debit card
• Replies: 213
• Forum: Debit Card

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[iamgroot]

@Abhishek012 When does the sbi vdc transactions reset? Like does it take 24hrs from last transaction or it changes at 12AM.

12 a m

 

[VSC]

12 a m

Thank _ you 👍.

 

[nirukolhatkar]

Can somebody share the referral code for ZAVO app

 

[mobsol2017]

Can somebody share the referral code for ZAVO app

use mine- YNN038

 

[honey_jpr]

Can somebody share the referral code for ZAVO app

ZAVO referral code: HCA968

But why you need it though?

 

[Credit_Cards]

12 a m

a word of caution avoid using any SBI service between 00:00 - 01:00 am
@VSC

 

[sid16]

Some questions:
1. What is MCC of Zavo? Is HDFC Platinum usable on the same for reward points?
2. Any issue of blockage of SBI VDC on Zavo if anyone has tried?