Yes Marquee - Rejected

[mail_amity]

YES Bank rejected my CC application.
But that is not what concerns me.
What concerns me is that the only eligibility check the online application showed me was "Surrogate" (which I assume is C2C). I wasn't offered any options to select Salary details, etc. After selecting the Surrogate options, I wasn't even asked to provide C2C card details anywhere. And THEN, they rejected citing "Internal Policies"

I have >800 CIBIL with a few credit inquiries in the last couple of months. Hold Axis cards with 15L, Infinia with 10L, LTF MRCC with 10L.

Any RM around to help out here?

 

[akshayhs]

Usually for a C4C/C2C application, they do not require any employment details. At least that is my experience both applying myself and helping others with the same.

 

[Vasuki]

Usually for a C4C/C2C application, they do not require any employment details. At least that is my experience both applying myself and helping others with the same.

Which bank takes c2c .
Idfc- don't want to aply
Bob- ikuk they ask for doc later.

Other options left

 

[mail_amity]

Usually for a C4C/C2C application, they do not require any employment details. At least that is my experience both applying myself and helping others with the same.

They should have at least asked for other card details. But nope.

 

[chaitanya]

I applied on 3rd Jan 2024 i got a message from blue dart that card is dispatched on 4th of Jan

 

[Deleted member 21549]

I applied on 3rd Jan 2024 i got a message from blue dart that card is dispatched on 4th of Jan

Congratulations! Paid or LTF?

 

[chaitanya]

It is Paid..

 

[Deleted member 23535]

What r d benefits of this cc ?
In another thread 1 guy told me, 1 rp = 10 paisa only, if we redeem 4 egv or statement
Any other benefits ?

 

[mail_amity]

I applied on 3rd Jan 2024 i got a message from blue dart that card is dispatched on 4th of Jan

Congratulations brother. Enjoy

 

[SSV]

YES Bank rejected my CC application.
But that is not what concerns me.
What concerns me is that the only eligibility check the online application showed me was "Surrogate" (which I assume is C2C). I wasn't offered any options to select Salary details, etc. After selecting the Surrogate options, I wasn't even asked to provide C2C card details anywhere. And THEN, they rejected citing "Internal Policies"

I have >800 CIBIL with a few credit inquiries in the last couple of months. Hold Axis cards with 15L, Infinia with 10L, LTF MRCC with 10L.

Any RM around to help out here?

It seems , you must have been over-leveraged in the eyes of Yes bank ..

 

[racydex]

They should have at least asked for other card details. But nope.

Guess they only check your Credit report to pull your card and limits.

 

[racydex]

It seems , you must have been over-leveraged in the eyes of Yes bank ..

This is true, having too many inquiries in a short span for anything on your credit report is bad.

 

[Adwait]

This is true, having too many inquiries in a short span for anything on your credit report is bad.

I am having 8 enquires in past 6 months and got approved for reserv with 5L limit.

 

[racydex]

I am having 8 enquires in past 6 months and got approved for reserv with 5L limit.

I think it's fairly easy to get Reserv. Yes Bank has given authority to Call centres to call and give Reserv for free to as many as possible. But at the same time Marquee might not be as easy to get.

 

[racydex]

I am having 8 enquires in past 6 months and got approved for reserv with 5L limit.

Did you also try for Marquee?

 

[rafzy]

I got an sms saying my application is approved, but then whenever I check for status gets this msg.

 

[Random123]

I got an sms saying my application is approved, but then whenever I check for status gets this msg.

Yes it never worked for me either. Got bluedart SMS couple of days after approval SMS
One other option is contacting their whatsapp banking no 8291201200

 

[Adwait]

Did you also try for Marquee?

It showed only reserv and byoc

 

[rafzy]

Yes it never worked for me either. Got bluedart SMS couple of days after approval SMS
One other option is contacting their whatsapp banking no 8291201200

Ah nice, will try it now

 

[Adwait]

Yes it never worked for me either. Got bluedart SMS couple of days after approval SMS
One other option is contacting their whatsapp banking no 8291201200

I am trying to enter details in iris app but it's showing invalid details. Have you faced the same problem?