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Yes Bank POP-Club RuPay Credit Card: A Hidden Gem for Daily Spenders?

YES-Bank-POP-CLUB-Credit-Card.webp The YES BANK POP-CLUB RuPay Credit Card is a beginner-friendly credit card made for people who love shopping and living the digital life. It’s a special partnership between YES BANK and POP UPI, built to make everyday spending more rewarding.

This card runs on the RuPay network and works smoothly with UPI, especially through the POP UPI app. That means you can easily use it for digital payments and earn great rewards while doing so.

What makes this card stand out is the way it rewards you. Every time you spend—especially online—you earn POPcoins. These can be used for a wide range of lifestyle perks, shopping vouchers, and other cool stuff available on the POP UPI platform.

If you're someone who shops often online and prefers simple, digital payments, this card could be a great fit.

Charges


Fee TypeAmount
Joining FeeNIL
Annual Fee₹399 + GST (Waived for lifetime if applied before December 31, 2025)

Welcome Benefits

As a new cardholder, you get a generous welcome package loaded with perks across food, travel, healthcare, and fitness:
  • 500 Bonus POPcoins on card activation
  • 5 Free Deliveries on Blinkit
  • Cleartrip Voucher worth ₹750
  • 6-month PharmEasy Plus Membership
  • 3-month Zomato Gold Mini Membership
  • 2 Free Bike Rides Every Month (worth ₹100)
  • Cult Sport Voucher worth ₹500
This isn’t just another entry-level card—it’s a multi co-branded credit card and packed with value from several top brands across categories and it is a smart and rewarding option—especially if you want something that’s easy to use and doesn’t cost anything to get started.

Reward Program

Spend CategoryReward RateEffective Value (via POPshop)
RuPay UPI via POP App5% POPcoins (value-based)5% value (₹1/POPcoin on POPshop)
Online Transactions10 POPcoins per ₹100 spent10% value (if redeemed on POPshop)
Offline Transactions2 POPcoins per ₹100 spent2% value (if redeemed on POPshop)
Purchases on POPshopExtra 5% POPcoinsStacked for higher value
Utility, Rent, Insurance, Wallet, FuelNo rewards


Reward Redemption

Redemption MethodPOPcoin ValueAdditional Details
POP UPI Cashback₹0.10 per POPcoin5% cashback via POP UPI
Vouchers (Zomato, Blinkit, Rapido, Cleartrip, PharmEasy, Cult)₹0.25 per POPcoinUse POPcoins to get high-value vouchers across top lifestyle and daily-use brands
POPshop (POP Store)₹1 per POPcoinUse POPcoins like cash; get up to 80% off, pay the rest with your credit card

The most valuable way to redeem your POPcoins is through the POPshop on the POP app, where 1 POPcoin = ₹1. You can get up to 80% off on products from 500+ brands (including Bombay Shaving Company, The Souled Store, The Man Company, Alpino, boAt, etc.) and pay the remaining amount using your credit card. This gives you the highest return on your earned rewards.

For those who prefer flexibility, you can also redeem POPcoins for vouchers from brands like Zomato, Blinkit, Cult, Cleartrip, and PharmEasy, where 1 POPcoin = ₹0.25. For simple cashback, POPcoins can be used via POP UPI at a value of ₹0.10 per coin.

Milestone Benefit

Earn 1,500 Bonus POPcoins annually upon reaching ₹1.5 Lakhs in yearly spends which can pump up your reward rate by 1% if redeemed on POPshop.


Other Benefits
Fuel Surcharge Waiver
:
  • 1% waiver on fuel spends under ₹10,000

Eligibility Criteria

To apply for the YES BANK POP-CLUB RuPay Credit Card, you must meet the following conditions:

  • Residency: Must be an Indian resident
  • Age: Minimum 21 years old
  • Income: Minimum monthly income of ₹25,000
  • Card-on-Card Facility: You can apply by showing a valid credit card from another bank (no need to submit income proof in that case)
  • Existing Relationship: You must not already hold a YES BANK credit card
TechnoFino Opinion:

If you're someone who spends regularly online and prefers using UPI for payments, the YES BANK POP-CLUB RuPay Credit Card is a smart and rewarding option—especially if you want something that’s easy to use and doesn’t cost anything to get started.

What makes this card stand out is its generous reward structure through POPcoins, especially when used via RuPay UPI through the POP UPI app. Unlike most cards that restrict rewards to certain spends, this one gives you 5% unlimited POPcoins on UPI, 10 POPcoins per ₹100 on online spends, and even more when you shop through the POP UPI app.

The welcome benefits alone are worth ₹5,000—covering food, travel, health, and fitness—making it a great value from day one. On top of that, the POPcoins you earn can be redeemed for up to ₹1 per coin on POPshop or for vouchers from popular brands, giving you real savings without any complicated rules.

This card is ideal for:
  • Students, young professionals, or first-time credit card users
  • Anyone who makes lots of UPI transactions
  • People who want a fun, flexible reward system without fees
  • Shoppers looking for lifestyle perks like Zomato, Blinkit, Cult, and more
In short, the YES BANK POP-CLUB RuPay Credit Card is a no-fuss, highly rewarding card made for the digital generation. If you like getting real value on the things you already do—like shopping, ordering food, or booking travel—this card fits right into your lifestyle. And if you apply before December 31, 2025, there’s no annual fee ever.
Apply for your Yes Bank POP-Club RuPay Credit Card here: https://technofino.getpopcard.co/

#Sponsored
 
Free Bike Rides, through Rapido?
Yes
Dp we get this card if we apply via card on card....I already hold a yes bank cc.
you can't, yes bank only allow one card per customer.
@TechnoFino, if you don't mind, I would suggest you create a separate section for Sponsored Posts.
😐 aaisa thori hota hain... but we disclose
Does yes Bank allow 2 cards ?
No
Also can someone help what kind of products are there in Popshop as startup products are generally available on discount on cred
I have mentioned brand names.
 
I have Pop upi linked to bank and other CC. Based on by experience over last 6 mths,
Except for Portronics & boat, most other popshop items are startup products.
For most P2M, it does not earn or burn popcoins. Daily earning is normally limited to max 50 coins for upi.
The voucher store is not always available and "open" only for a few days in a month, sometimes even once in 2 mths. Redemption of voucher is possible only once in every window.
 
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