
This card runs on the RuPay network and works smoothly with UPI, especially through the POP UPI app. That means you can easily use it for digital payments and earn great rewards while doing so.
What makes this card stand out is the way it rewards you. Every time you spend—especially online—you earn POPcoins. These can be used for a wide range of lifestyle perks, shopping vouchers, and other cool stuff available on the POP UPI platform.
If you're someone who shops often online and prefers simple, digital payments, this card could be a great fit.
Charges
Fee Type | Amount |
---|---|
Joining Fee | NIL |
Annual Fee | ₹399 + GST (Waived for lifetime if applied before December 31, 2025) |
Welcome Benefits
As a new cardholder, you get a generous welcome package loaded with perks across food, travel, healthcare, and fitness:
- 500 Bonus POPcoins on card activation
- 5 Free Deliveries on Blinkit
- Cleartrip Voucher worth ₹750
- 6-month PharmEasy Plus Membership
- 3-month Zomato Gold Mini Membership
- 2 Free Bike Rides Every Month (worth ₹100)
- Cult Sport Voucher worth ₹500
Reward Program
Spend Category | Reward Rate | Effective Value (via POPshop) |
---|---|---|
RuPay UPI via POP App | 5% POPcoins (value-based) | 5% value (₹1/POPcoin on POPshop) |
Online Transactions | 10 POPcoins per ₹100 spent | 10% value (if redeemed on POPshop) |
Offline Transactions | 2 POPcoins per ₹100 spent | 2% value (if redeemed on POPshop) |
Purchases on POPshop | Extra 5% POPcoins | Stacked for higher value |
Utility, Rent, Insurance, Wallet, Fuel | No rewards | – |
Reward Redemption
Redemption Method | POPcoin Value | Additional Details |
---|---|---|
POP UPI Cashback | ₹0.10 per POPcoin | 5% cashback via POP UPI |
Vouchers (Zomato, Blinkit, Rapido, Cleartrip, PharmEasy, Cult) | ₹0.25 per POPcoin | Use POPcoins to get high-value vouchers across top lifestyle and daily-use brands |
POPshop (POP Store) | ₹1 per POPcoin | Use POPcoins like cash; get up to 80% off, pay the rest with your credit card |
The most valuable way to redeem your POPcoins is through the POPshop on the POP app, where 1 POPcoin = ₹1. You can get up to 80% off on products from 500+ brands (including Bombay Shaving Company, The Souled Store, The Man Company, Alpino, boAt, etc.) and pay the remaining amount using your credit card. This gives you the highest return on your earned rewards.
For those who prefer flexibility, you can also redeem POPcoins for vouchers from brands like Zomato, Blinkit, Cult, Cleartrip, and PharmEasy, where 1 POPcoin = ₹0.25. For simple cashback, POPcoins can be used via POP UPI at a value of ₹0.10 per coin.
Milestone Benefit
Earn 1,500 Bonus POPcoins annually upon reaching ₹1.5 Lakhs in yearly spends which can pump up your reward rate by 1% if redeemed on POPshop.
Other Benefits
Fuel Surcharge Waiver:
- 1% waiver on fuel spends under ₹10,000
Eligibility Criteria
To apply for the YES BANK POP-CLUB RuPay Credit Card, you must meet the following conditions:- Residency: Must be an Indian resident
- Age: Minimum 21 years old
- Income: Minimum monthly income of ₹25,000
- Card-on-Card Facility: You can apply by showing a valid credit card from another bank (no need to submit income proof in that case)
- Existing Relationship: You must not already hold a YES BANK credit card
If you're someone who spends regularly online and prefers using UPI for payments, the YES BANK POP-CLUB RuPay Credit Card is a smart and rewarding option—especially if you want something that’s easy to use and doesn’t cost anything to get started.
What makes this card stand out is its generous reward structure through POPcoins, especially when used via RuPay UPI through the POP UPI app. Unlike most cards that restrict rewards to certain spends, this one gives you 5% unlimited POPcoins on UPI, 10 POPcoins per ₹100 on online spends, and even more when you shop through the POP UPI app.
The welcome benefits alone are worth ₹5,000—covering food, travel, health, and fitness—making it a great value from day one. On top of that, the POPcoins you earn can be redeemed for up to ₹1 per coin on POPshop or for vouchers from popular brands, giving you real savings without any complicated rules.
This card is ideal for:
- Students, young professionals, or first-time credit card users
- Anyone who makes lots of UPI transactions
- People who want a fun, flexible reward system without fees
- Shoppers looking for lifestyle perks like Zomato, Blinkit, Cult, and more
Apply for your Yes Bank POP-Club RuPay Credit Card here: https://technofino.getpopcard.co/
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