And I received a LTF offer in sms email and app multiple times for freedom rupay but in the link when I put my number and dob and generate OTP, I receive the otp but not reach the page to input the otp.I had an LTF offer for regalia a few months back, but now it's showing as chargeable. I have a salary account in HDFC and another CC with 4L limit, can I request at least FYF?? Or should I wait for LTF offer again