Which Debit or Credit Card Have You Closed (or Plan to) in 2025 & Why?

[Credit_Cards]

You have read that correctly, some are facing the error, but @Anupama_Jha and I got the card instantly after closing our existing cards. And we have not taken any new Axis cards within the last 3 months.

correct pre approved is user specific hence sometimes people wait unnecessarily 3 months for pre approved orders

 

[Anindya98]

Update: Federal Signet Visa Variant(28/03/2025)
Instant Approval, no verification or Kyc required.

 

[da3m0n]

I plan to close the below cards:
1. Amex Plat Charge
2. Amex Gold Charge
3. Airtel Axis
4. Tata Neu (Closed as this was FYF and do not have much UPI spends)

 

[RAHUL GOYAL]

i recently closed my AU aultura+ and indus rupay platinum CC both are LTF. dono ki limit 70k thi. mere pass isse jyada limit k card hai par ye limit increase nahi kar rahe the toh band karva diye. or RBL shoprite LTF bhi hai uski limit 35k hai ispe 5000 rewards mill gae isko abhi baad mein band karunga

 

[RAHUL GOYAL]

Update: Federal Signet Visa Variant(28/03/2025)
Instant Approval, no verification or Kyc required.

cooldown period kya hai federal ka mere pass one card hai 2.5 year old with 22k limit only mujhe vo band karke federal ka dusra card lena hai.

 

[Anindya98]

cooldown period kya hai federal ka mere pass one card hai 2.5 year old with 22k limit only mujhe vo band karke federal ka dusra card lena hai.

Not use might me 60/90/180 days.

 

[Credit_Cards]

Update: Federal Signet Visa Variant(28/03/2025)
Instant Approval, no verification or Kyc required.

this is amazing

 

[SatyG]

Update: Federal Signet Visa Variant(28/03/2025)
Instant Approval, no verification or Kyc required.

I had applied on 10th Apr. No update yet. Do I need to reach out yo the customer care?

 

[exo]

I will try to convert my FK Axis paid to LTF this March during card renewal. Already spent 3.3L, max touch 3.45L by renewal. The previous year I spent 1L with a 15K Limit.

Did you get it converted to LTF?

 

[SatyG]

I had applied on 10th Apr. No update yet. Do I need to reach out yo the customer care?

Update: Sent out an email to the support team and received the approval confirmation within next 1 hr.

 

[Anindya98]

I had applied on 10th Apr. No update yet. Do I need to reach out yo the customer care?

No, have not seen your reply.

Update: Sent out an email to the support team and received the approval confirmation within next 1 hr.

Which card have you got & what's the limit?

 

[Anindya98]

Did you get it converted to LTF?

No, haven't emailed them for the conversation, already spent 80K in the 1st month, will email them now.

 

[SatyG]

No, have not seen your reply.

Which card have you got & what's the limit?

Signet, 2.5L limit

 

[Deepak_9155]

BOB Snapdeal LTF (Rupay) - Got the card Pre-approved(05/02/2025)

do bob provide pre approved offer to savings account holder?
like we get in in hdfc !

 

[cardio_guycardio_guy is verified member.]

I closed HSBC salary account, (debit card) and HSBC Visa platinum credidt card.

 

[gamecreepers]

I closed HSBC salary account, (debit card) and HSBC Visa platinum credidt card.

Why closed salary account? I have hsbc premier based on salary but they say salary alone is not sufficient I've to maintain TRV also

 

[VISION]

@Anindya98 @SatyG ru existing customer of federal? how instant approval & no kyc?

 

[Anindya98]

@Anindya98 @SatyG ru existing customer of federal?

Yes, Fi & Jupiter since Nov 2021.

how instant approval & no kyc?

No Vkyc/kyc, within 4Hrs.

 

[VISION]

Yes, Fi & Jupiter since Nov 2021.

No Vkyc/kyc, within 4Hrs.

so , existing customer they don't do

 

[quino]

Why closed salary account? I have hsbc premier based on salary but they say salary alone is not sufficient I've to maintain TRV also

who said? that's against their TnC. u can raise complaint.