Debit Cards I wanna close:
- HDFC Easyshop Rupay Platinum: No use at all. Just sitting there for 200+GST. Just for some ATM usage in future if any. Suggestions?
- Niyo Global DCB & Niyo Global SBM: wanna close one of them as I got Indusind exclusive DC for 0 forex now. Any idea which bank is better? Also planning to get YES First or Grandeur if they are not strict about AMB as some say here.
Credit Cards I wanna close:
- ICICI Coral(2), Rubyx(2): Total 7 LTF CC from ICICI(incl Sapphiro & Apay). Wanna keep Sapphiro but it is missing railway lounge access. Suggestions welcome.
- YES RESERV: paid card for intl lounge access. Can I make it LTF if I open YES First or Grandeur (5 Lac IP max)?
- HDFC UPI Virtual: just 99+GST but no use as I have many rupay cards to spend on (IDFC Power+, PNB Select, Pixel Play, etc.)
I don't have any premium portfolio so it's all fine even if I don't close any. If someone can confirm that I don't need to maintain AMB for YES First or Grandeur, I'll most probably get one of those 0 forex cards and close niyo global ones soon.
