Deepak_Shetty
TF Legend
If you use only one platform all the time, then chances of account flag will be more.I have used PhonePe for the SBI VDC most of the time. The points get credited within 2- 3 days all the time. Mobikwik has been reliable as well. Don't know why people are trying out different platforms unnecessarily when these 2 platforms along with Paytm work perfectly without any issue.
Unipay has its own set of problems, so it's not worth the headache.