Which Debit Card to use for Credit Card Bill Payment in June 2025

[Hihihi]

Is Goodscore still working?

 

[Amit_1]

i have idfc select CC, if i open regular 10k account; will the account type be converted to select or will it remain regular??

Those are not inter-linked for account variant.

Account variant depends on TRV / MAB / QAB ..

 

[Amit_1]

Is Goodscore still working?

For paying bills above 2 lacs via dc, yes..

 

[Hihihi]

For paying bills above 2 lacs via dc, yes..

Any app for less than 2 lac currently?

 

[Amit_1]

Any app for less than 2 lac currently?

z-a v o

 

[Hihihi]

z-a v o

Ah, sorry. Any app for visa / master dc? 🙈

 

[Amit_1]

Ah, sorry. Any app for visa / master dc? 🙈

it has charges, save-sage

 

[Hihihi]

it has charges, save-sage

Do you know if HSBC salary account dc will give give cb through savesage?

 

[darkjediknight]

i have idfc select CC, if i open regular 10k account; will the account type be converted to select or will it remain regular??

They’re both different things. You’ll have to upgrade savings account to select.

 

[Amit_1]

Do you know if HSBC salary account dc will give give cb through savesage?

Can’t confirm, waiting for 60 days period, let’s see.

Few folks on some other thread says that customer care chat team denied about the cashback on save sage

 

[Hihihi]

Can’t confirm, waiting for 60 days period, let’s see.

Few folks on some other thread says that customer care chat team denied about the cashback on save sage

Oh..I checked with customer care regarding Goodscore transaction and they said it's eligible..

 

[Amit_1]

Oh..I checked with customer care regarding Goodscore transaction and they said it's eligible..

Have u done ant >= 2lac of txn, how’d u confirm?

 

[Hihihi]

Have u done ant >= 2lac of txn, how’d u confirm?

No, I did <2L when they allowed dc for any amount

 

[CardholderCCDC]

This is the list of MCCs for which Cashback is not applicable for HSBC Salary Debit Card. If the MCC is other than these, it should be eligible for cashback. MCC as told by customer care chat for my recent transaction on SaveSage dated 11th June is 5454 and they confirmed that it is eligible for cashback.
However, the problem is that the MCC is not constant and keeps changing. It takes 2 days for the transaction to get posted until which customer care cannot let us know the MCC. By then, we cannot be sure if the MCC remained same.

Fuel related (MCC 5541, 5983, 5172, 5542, 5552)


e-wallets (MCC 6540)


payment of property management fees, rental commissions, rental payments or any such payments made through MCCs 6513, 7012, 7349


business to business transactions made through MCCs 7399, 7311, 7372, 5045, 5047, 5065, 5072, 5111, 5013, 2741, 5137, 5192, 5193, 5131, 7361, 5085, 7333, 5039, 7379, 5021, 5199, 5122, 5099, 5198, 5139, 7829, 7395, 5051, 5046, 5169, 7375, 5074, 8734, 5044, 2842, 2791


education and government related transactions carried out through MCCs 9399, 8299, 8220, 8211, 8241, 9311, 8244, 8249, 9222, 9402, 9211, 9405, 9950, 9223, 8351)


insurance (MCC 6300, 5960)


jewellery and antique items (MCC 5944, 5094, 5932, 5937)


gambling (MCC 7995)


tolls and bridge fees (MCC 4784)


cash withdrawals, credit repayments, foreign currency, liquid and cryptocurrency assets (MCC 6011, 6010, 6012, 6051)


security broker services (MCC 6211)


collection agencies (MCC 7322)


charity (MCC 8398, 8641)


money transfers (MCC 4829)


wholesale clubs (MCC 5300)


utilities – electric, gas, water and sanitary (MCC 4900)

 

[CardholderCCDC]

Can’t confirm, waiting for 60 days period, let’s see.

Few folks on some other thread says that customer care chat team denied about the cashback on save sage

Can you point me to the other threads where users were denied cashback by customer care?

 

[sidmanraj]

Oh..I checked with customer care regarding Goodscore transaction and they said it's eligible..

This is the list of MCCs for which Cashback is not applicable for HSBC Salary Debit Card. If the MCC is other than these, it should be eligible for cashback. MCC as told by customer care chat for my recent transaction on SaveSage dated 11th June is 5454 and they confirmed that it is eligible for cashback.
However, the problem is that the MCC is not constant and keeps changing. It takes 2 days for the transaction to get posted until which customer care cannot let us know the MCC. By then, we cannot be sure if the MCC remained same.

Fuel related (MCC 5541, 5983, 5172, 5542, 5552)


e-wallets (MCC 6540)


payment of property management fees, rental commissions, rental payments or any such payments made through MCCs 6513, 7012, 7349


business to business transactions made through MCCs 7399, 7311, 7372, 5045, 5047, 5065, 5072, 5111, 5013, 2741, 5137, 5192, 5193, 5131, 7361, 5085, 7333, 5039, 7379, 5021, 5199, 5122, 5099, 5198, 5139, 7829, 7395, 5051, 5046, 5169, 7375, 5074, 8734, 5044, 2842, 2791


education and government related transactions carried out through MCCs 9399, 8299, 8220, 8211, 8241, 9311, 8244, 8249, 9222, 9402, 9211, 9405, 9950, 9223, 8351)


insurance (MCC 6300, 5960)


jewellery and antique items (MCC 5944, 5094, 5932, 5937)


gambling (MCC 7995)


tolls and bridge fees (MCC 4784)


cash withdrawals, credit repayments, foreign currency, liquid and cryptocurrency assets (MCC 6011, 6010, 6012, 6051)


security broker services (MCC 6211)


collection agencies (MCC 7322)


charity (MCC 8398, 8641)


money transfers (MCC 4829)


wholesale clubs (MCC 5300)


utilities – electric, gas, water and sanitary (MCC 4900)

When making payment using Hsbsc salary account using good score, save sage, what is the merchant name shown in payment page?

 

[CardholderCCDC]

When making payment using Hsbsc salary account using good score, save sage, what is the merchant name shown in payment page?

For SaveSage it is - SAVESAGE SOLUTIONS PRIVA.

I have not tried Good Score.

 

[rajubhai]

This is the list of MCCs for which Cashback is not applicable for HSBC Salary Debit Card. If the MCC is other than these, it should be eligible for cashback. MCC as told by customer care chat for my recent transaction on SaveSage dated 11th June is 5454 and they confirmed that it is eligible for cashback.
However, the problem is that the MCC is not constant and keeps changing. It takes 2 days for the transaction to get posted until which customer care cannot let us know the MCC. By then, we cannot be sure if the MCC remained same.

Fuel related (MCC 5541, 5983, 5172, 5542, 5552)


e-wallets (MCC 6540)


payment of property management fees, rental commissions, rental payments or any such payments made through MCCs 6513, 7012, 7349


business to business transactions made through MCCs 7399, 7311, 7372, 5045, 5047, 5065, 5072, 5111, 5013, 2741, 5137, 5192, 5193, 5131, 7361, 5085, 7333, 5039, 7379, 5021, 5199, 5122, 5099, 5198, 5139, 7829, 7395, 5051, 5046, 5169, 7375, 5074, 8734, 5044, 2842, 2791


education and government related transactions carried out through MCCs 9399, 8299, 8220, 8211, 8241, 9311, 8244, 8249, 9222, 9402, 9211, 9405, 9950, 9223, 8351)


insurance (MCC 6300, 5960)


jewellery and antique items (MCC 5944, 5094, 5932, 5937)


gambling (MCC 7995)


tolls and bridge fees (MCC 4784)


cash withdrawals, credit repayments, foreign currency, liquid and cryptocurrency assets (MCC 6011, 6010, 6012, 6051)


security broker services (MCC 6211)


collection agencies (MCC 7322)


charity (MCC 8398, 8641)


money transfers (MCC 4829)


wholesale clubs (MCC 5300)


utilities – electric, gas, water and sanitary (MCC 4900)

Where are these MCCs mentioned, and are you sure the 'utilities' keyword is listed on their terms and conditions page? Last time I did a few transactions with MCC 4900 and received cashback for those

 

[Pravin1156]

This is the list of MCCs for which Cashback is not applicable for HSBC Salary Debit Card. If the MCC is other than these, it should be eligible for cashback. MCC as told by customer care chat for my recent transaction on SaveSage dated 11th June is 5454 and they confirmed that it is eligible for cashback.
However, the problem is that the MCC is not constant and keeps changing. It takes 2 days for the transaction to get posted until which customer care cannot let us know the MCC. By then, we cannot be sure if the MCC remained same.

Fuel related (MCC 5541, 5983, 5172, 5542, 5552)


e-wallets (MCC 6540)


payment of property management fees, rental commissions, rental payments or any such payments made through MCCs 6513, 7012, 7349


business to business transactions made through MCCs 7399, 7311, 7372, 5045, 5047, 5065, 5072, 5111, 5013, 2741, 5137, 5192, 5193, 5131, 7361, 5085, 7333, 5039, 7379, 5021, 5199, 5122, 5099, 5198, 5139, 7829, 7395, 5051, 5046, 5169, 7375, 5074, 8734, 5044, 2842, 2791


education and government related transactions carried out through MCCs 9399, 8299, 8220, 8211, 8241, 9311, 8244, 8249, 9222, 9402, 9211, 9405, 9950, 9223, 8351)


insurance (MCC 6300, 5960)


jewellery and antique items (MCC 5944, 5094, 5932, 5937)


gambling (MCC 7995)


tolls and bridge fees (MCC 4784)


cash withdrawals, credit repayments, foreign currency, liquid and cryptocurrency assets (MCC 6011, 6010, 6012, 6051)


security broker services (MCC 6211)


collection agencies (MCC 7322)


charity (MCC 8398, 8641)


money transfers (MCC 4829)


wholesale clubs (MCC 5300)


utilities – electric, gas, water and sanitary (MCC 4900)

Still HSBC Salary account offers 5% unlimited cashback for their Salary account holder with the account debit card

 

[rajubhai]

Still HSBC Salary account offers 5% unlimited cashback for their Salary account holder with the account debit card

not unlimited, 2x of salary.