Which Debit Card to use for Credit Card Bill Payment in June 2025

[newmakerhere]

Yes, bro working hai.

Note - coins 2 hours baad aayega. My track option me check karna after 2 hours.

Maine kal kiya tha first transaction abhi tak coin nhi aaye

 

[Abhishek012]

Maine kal kiya tha first transaction abhi tak coin nhi aaye

Tum wohi ho jo whatsapp me bol rahe the nahi aaye ?

anyway, official 3 working days me aayega. Mera toh 1st transaction ka 5 days baad aaya (2 days holiday tha bich me).

 

[amazon_fan]

You will receive the 10x points after crossing the 50K mark every month.

There are two scenarios to consider here:

1️⃣ First Scenario:
If your Customer ID is already part of the Wealth program, then opening a new account at any branch — including hers — will automatically be a Wealth account. It doesn’t matter where you open it. So, if she's asking you to open it specifically at her branch, it’s likely just a way for her to earn a commission. She's not doing you a special favor — locker access, for example, comes free with Wealth by default.

2️⃣ Second Scenario:
There should be at least a 6-month gap between Wealth program upgrades. If you rely on her promise now, she might not hold the same position or honor it after the required time has passed. A smarter approach would be to proceed with the upgrade around the 5th month, open a new account while keeping the old one, and then link both under Family Banking. That way, you’ll get leverage from both ends — and one account will qualify for 0 MAB.


Never close your old account.

Nothing wrong, the problem is that after closing the account, it will be difficult to open a new account via the tab. They will have to process offline

@2025

Thank you for so detailed reply. Understood clearly, will move accordingly

 

[newmakerhere]

Tum wohi ho jo whatsapp me bol rahe the nahi aaye ?

anyway, official 3 working days me aayega. Mera toh 1st transaction ka 5 days baad aaya (2 days holiday tha bich me).

Main wo nhi hu. Lekin main wo banna chahta hu. Isliye mujhe WA group me add kar do.

 

[amazon_fan]

I don't think its a good idea. But we don't know your balances. proceed with caution

Sure, makes sense. Thank you will proceed with caution.

 

[amazon_fan]

Please don't do that. Never give anyone power to move your money. If she insists try this route.

Open a new account with them. Issue the cheque to your new account and tape the amount and signature on cheque so that they can't modify anything. These days female employees are involved in bigger scams than one can think. So avoid giving power to them.

Enjoy welath account if you have spends according to it. For 2 pts extra don't take risk. Later they will bring it to normal account if criteria not met. These RMs have target and they do it just for fulfillment and their own perks. Later they don't care what happens to your account.

Till today no one in bank is able to convince me for a product that I don't need. People whenever they open mouth for your benefit is actually for their own benefit.

100%, true,. I remember the most recent ICICI issue.
Correct, always they think of their benefit.

My case, anyway balance will come down soon, once i buy a plot. Just parked to buy a plot 🙂 Else i wont park anywhere more than 10L

 

[amazon_fan]

But if you think otherway, if they are doing these audits strictly, we can think that, they might run the business for long run. They might NOT run way with bankrupt soon. That way it might be good.

Yes same my 470 deducted unfairly.

 

[amazon_fan]

2 more tricks to earn RPs for IDFC and SBI.
Please ignore if you already know.

Sorry this thread is related to credit card payment by DC, but still sharing for fastag since it is earning RPs for the DCs

1. You can earn RPs in Mobiwick for loading your fastag from a) IDFC rupay and b) IDFC VISA card c) SBI RupayVDC with zero charges.
2. You can earn RPs in Bajajfin for loading your fastag from a) IDFC rupay and b) SBI Rupay VDC with zero charges.

It gives good benefit if your usage is high, also you can pay fuel charges from your fastag balnce.
If your usage is 10K to 20k per month, it makes sense.

 

[Dudul123#]

2 more tricks to earn RPs for IDFC and SBI.
Please ignore if you already know.

Sorry this thread is related to credit card payment by DC, but still sharing for fastag since it is earning RPs for the DCs

1. You can earn RPs in Mobiwick for loading your fastag from a) IDFC rupay and b) IDFC VISA card

There are convience fee and idfc visa most probably does not give reward points

 

[Rakshitk99]

But if you think otherway, if they are doing these audits strictly, we can think that, they might run the business for long run. They might NOT run way with bankrupt soon. That way it might be good.

I got the money back that mail was sent accidentally as per the latest mail. I didn't misuse it. All the payment were valid.

 

[amazon_fan]

There are convience fee and idfc visa most probably does not give reward points

It is with Zero convenience charges && 100% confirmation for RPs for IDFC VISA card with mobiwick. I already tried.

 

[vchouksey80]

Still working? Can anyone confirm?

I did yesterday and got 250 coins

 

[amazon_fan]

Merchant name? MOBIKWIK?

Greetings from IDFC FIRST Bank.
You have made a purchase for ₹XXX on 13/06/2025 at mobikwik systems limitGURGAON IN using IDFC FIRST Debit Card. New balance is ₹ XXXCR.
Always You First,
Team IDFC FIRST Bank

 

[Dudul123#]

Greetings from IDFC FIRST Bank.
You have made a purchase for ₹XXX on 13/06/2025 at mobikwik systems limitGURGAON IN using IDFC FIRST Debit Card. New balance is ₹ XXXCR.
Always You First,
Team IDFC FIRST Bank

Ok got it Thanks

 

[amazon_fan]

IDK But I am being charged 1.18% on idfc rupay

I think you are talking on loading wallet, yes that is the charge for wallet.

But I am talking on recharging your car FASTAG.

It would be useful if your monthly usage is 20k, which helps to reach your 50k early so that, you can start getting 2.5% early for your regular purchase / cc payment.

 

[ritziveer]

Still working? Can anyone confirm?

Tired it just now. lets see if I get the points

 

[ritziveer]

I think you are talking on loading wallet, yes that is the charge for wallet.

But I am talking on recharging your car FASTAG.

It would be useful if your monthly usage is 20k, which helps to reach your 50k early so that, you can start getting 2.5% early for your regular purchase / cc payment.

Out of topic but I feel amazon Fastag is better than anything. It will use GV Balance and give 1% back on the Fastag spends. only drawback is one Fastag per account.

 

[boootlooop]

I've opened a New IDFC First Bank account and got the both debit cards - Visa and Rupay. Someone please confirm where I can use the Visa card to get the welcome bonus? Rupay card can be used in Zavo for welcome bonus right?

 

[Dexx]

1. It is cumulative. All transactions of the month will add up. First 50k will give normal rewards and the rest will give 10x. Normal rewards and limit as per your account type.
2. Calendar month

i have idfc select CC, if i open regular 10k account; will the account type be converted to select or will it remain regular??

 

[Amit_1]

I've opened a New IDFC First Bank account and got the both debit cards - Visa and Rupay. Someone please confirm where I can use the Visa card to get the welcome bonus? Rupay card can be used in Zavo for welcome bonus right?

You can use any one card to get the benefit which is available only once on your account variant..