Which Debit Card to use for Credit Card Bill Payment in June 2025

[VISION]

Guys i paid my credit card bill via sbi unipay, payment got deducted and received msg that money credited to hdfc card account but unipay is showing transaction is failed. What to do in this case?

u will receive in 3-7 working days if not credited to ur card

 

[Hemang]

Guys i paid my credit card bill via sbi unipay, payment got deducted and received msg that money credited to hdfc card account but unipay is showing transaction is failed. What to do in this case?

Last month mere sath hdfc me hua tha, ye log pese leke ni chorte chinta mat kar bhai.

 

[nikhilv0303]

Guys i paid my credit card bill via sbi unipay, payment got deducted and received msg that money credited to hdfc card account but unipay is showing transaction is failed. What to do in this case?

Has happened with me as well earlier when paying to HDFC CC via unipay. It started showing correctly after 2-3 days... and hdfc had received the money on first day itself

 

[Pranay7]

This is one thing with iDFC..when it says something is free, it usually is free (and not free*). I am curious about the 'lots of benefits' that you know about wealth/ private? And please don't say free locker..because you won't get it, without a ULIP Plan.

Actually i managed to get one locker for wealth account of my mother without ULIP, was an interesting story though how we got it🤣🤣🤣.
The BM was my father's friend(basically my father got him some corporate business for his branch so became friends) but he was leaving the idfc bank to goto other bank... so he said i will ask one agent in the branch to give you free locker against FD ( we already had FDs in my mother's idfc wealth acc) instead of ULIP. But as we contacted that agent he pushed for ULIP again but we pressured for fd, he budged and said open new wealth account with me i will then get you that locker. We opened new account in my mother's name and then transferred rs.10 lakh. we thought thats it now we will get the locker...but the agent had some other mischief in his mind (never wanted to get us that locker for new account). So he said i will have to convert account to wealth it will take some time, it took him 3-4 weeks for that... as he said new account conversion takes time meanwhile he will also close the old account meanwhile. we waited. but later when it got converted he started to miss our calls. then we went to branch to talk to him he said i have already filed for locker for u but approval is taking time, dont worry you will get the locker. And this then extended for at least a month. then one day i call him to check status he says locker are finished sir, you cant get the locker. we were furious. So me, my father and mother all three went to the branch to meet and confront him in just an hour after the call which he didn't expect and we complained about him to the new BM and his seniors that he was lying to us for last 2.5 months... and making fool out of us...and created some noise there about how pathetic this was. and the agent didnt had any answers and he was speechless the whole time. the deputy branch manager said sir we have lockers dont worry we will get u one... and that day we stayed there for 45 minutes and got the locker processed.😏😏

Sorry for long reply, was my first ever post or reply on technofino got bit excited😛😛

 

[Finchamp!]

Actually i managed to get one locker for wealth account of my mother without ULIP, was an interesting story though how we got it🤣🤣🤣.
The BM was my father's friend(basically my father got him some corporate business for his branch so became friends) but he was leaving the idfc bank to goto other bank... so he said i will ask one agent in the branch to give you free locker against FD ( we already had FDs in my mother's idfc wealth acc) instead of ULIP. But as we contacted that agent he pushed for ULIP again but we pressured for fd, he budged and said open new wealth account with me i will then get you that locker. We opened new account in my mother's name and then transferred rs.10 lakh. we thought thats it now we will get the locker...but the agent had some other mischief in his mind (never wanted to get us that locker for new account). So he said i will have to convert account to wealth it will take some time, it took him 3-4 weeks for that... as he said new account conversion takes time meanwhile he will also close the old account meanwhile. we waited. but later when it got converted he started to miss our calls. then we went to branch to talk to him he said i have already filed for locker for u but approval is taking time, dont worry you will get the locker. And this then extended for at least a month. then one day i call him to check status he says locker are finished sir, you cant get the locker. we were furious. So me, my father and mother all three went to the branch to meet and confront him in just an hour after the call which he didn't expect and we complained about him to the new BM and his seniors that he was lying to us for last 2.5 months... and making fool out of us...and created some noise there about how pathetic this was. and the agent didnt had any answers and he was speechless the whole time. the deputy branch manager said sir we have lockers dont worry we will get u one... and that day we stayed there for 45 minutes and got the locker processed.😏😏

Sorry for long reply, was my first ever post or reply on technofino got bit excited😛😛

Good! So blasting the agent actually helped in your case. There are so many others who dont budge at all. ekdum dheeth!

 

[Pranay7]

Good! So blasting the agent actually helped in your case. There are so many others who dont budge at all. ekdum dheeth!

Actually he had lied so much for more than 2.5 months that he was stuck... otherwise.. if he would have directly rejected just after 1-2 weeks of account opening it would not have been possible probably.
I had actually threatened to complain to nodal officer... i dont think it would have mattered much... but the branch was new... and extension had just happened ( 1 new floor and locker facility built) much of the staff was also newly hired...even the BM.. maybe thats why they said to me "sir no need to complain we will help you out".... happy it worked out well in the end.

Btw any way to get reward points for payment of Amex credit card bill... i have idfc tap rupay card... zavo doesnt have amex payment option.