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Which Debit Card to use for Credit Card Bill Payment in June 2025

is my calculation correct

updated sbi RP

max 10k RP in a month and 10k bonus (per 1 lakh) reward points on spending

(calculating for for a monthly spend of 10 lakh)


so it comes Rs. 5000 in real cash if we convert 20k points to cash through credit card payment

is this correct or wrong???
 
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