Which Debit Card to use for Credit Card Bill Payment in July 2025

[Eye of AjayEye of Ajay is verified member.]

Gudscr PG changed from Phonepe to Razorpe also 1L above gets you PG unlike earlier. No idea on the MCC kindly someone confirm.

 

[cc_dc_explorer]

Ok, can anyone update the main thread with latest working methods? I think the thread poster should constantly update the main thread with latest informations. No one would want to go through 412 pages of conversations.

 

[suresh2024]

Gudscr PG changed from Phonepe to Razorpe also 1L above gets you PG unlike earlier. No idea on the MCC kindly someone confirm.

Not working, payments getting failed using IDFC Rupay DC

 

[mojo_jojo123]

IDFC is blocking almost everything now

 

[kev569]

Gudscr PG changed from Phonepe to Razorpe also 1L above gets you PG unlike earlier. No idea on the MCC kindly someone confirm.

I still see the PhonePe option above 2L bill payment

 

[mojo_jojo123]

I still see the PhonePe option above 2L bill payment

still IDFC is blocking payment

 

[Sriim]

Didn't get points at Na*vi using both Indus MC and Indus Visa

Merchant name - Navi Technologies Bangalore (MC), Navi Technologies (Visa)

Txn date - Aug 2 (MC) and Aug 10 (Visa)

 

[sidmanraj]

I still see the PhonePe option above 2L bill payment

What is the mcc code?

 

[asyd]

View attachment 107279
|| ONLY FOR BOB CC BILL PAYMENT ||
Bank of Baroda Bill Desk Credit Card Payment is still working with IDFC DC - just did the transaction and received the pts.
Merchant Name (SMS): BOB Financial Solution
Card: IDFC Rupay DC

Tried two Rs 1000 payments sometime back, using Visa and Rupay DC. Got the merchant you mentioend for Rupay (and all CAPS for Visa). Neither gave me points. Seems this is also patched 😑

 

[Anmol Bhatnagar]

Request assistance in bill payment for my Atlas CC.

I have 1.1L limit of Atlas. I want to prepay the amount I have spend on it and use it to the maximum. I don't have axis bank account and have tried via UPI/ Bank account transfer via SBI and HDFC but it's saying no amount due as bill has not been generated.

Is there anyway I can prepay before bill is generated so that I can optimize the credit card usage

 

[newmakerhere]

Tried two Rs 1000 payments sometime back, using Visa and Rupay DC. Got the merchant you mentioend for Rupay (and all CAPS for Visa). Neither gave me points. Seems this is also patched 😑

Chilla chilla ke bataoge to patch hoga hi na. Band karo iss thread ko

 

[Rakshitk99]

Request assistance in bill payment for my Atlas CC.

I have 1.1L limit of Atlas. I want to prepay the amount I have spend on it and use it to the maximum. I don't have axis bank account and have tried via UPI/ Bank account transfer via SBI and HDFC but it's saying no amount due as bill has not been generated.

Is there anyway I can prepay before bill is generated so that I can optimize the credit card usage

Use Axis Bank app you can pay upto some amount more than due.

 

[gunadeepak10]

Can someone clarify whether these are working or not
1. Phonepay + IDFC Visa
2. Zavo + HDFC Easemyshop Platinum