Which Debit Card to use for Credit Card Bill Payment in July 2025

[SmartyAadi]

Google I d f c rewards & login in 1st link

Does not work. Already tried that.

 

[CardDexter]

Any link for HDFC and Amex?

 

[RichieRich]

sab khatam ho raha 1-1 krke

 

[NikhilG]

tujhe kitni bar puchu merchant name kya ata he🤣

Itni baar to bata dia, www.phonepe.com

 

[HatakeKakashi]

Itni baar to bata dia, www.phonepe.com

Didnt get reward points for this 🙁

 

[Exewhyzee]

Time to declare this thread as most nichoda hua thread.

 

[sambitpatro]

Any alternative for zavo found?

 

[saber.mbt]

Any alternative for zavo found

Current Situation of IDFC...

 

[shu_sha_]

salary kam tha bhai.me bhi loot raha tha🤣

 

[Buttman]

Did small txn of 150
Merchant www.phonep.com
Otp had phonepe
U gateway
Still ZERO points!

 

[kkmishraofficial07]

Did small txn of 150
Merchant www.phonep.com
Otp had phonepe
U gateway
Still ZERO points!

Bhai sam merchant per mereko subha mila hai mene 999 ka transaction kiya tha bhai reward points Mila hai hai aj mereko

 

[SmartyAadi]

Did small txn of 150
Merchant www.phonep.com
Otp had phonepe
U gateway
Still ZERO points!

Rupay DC or Visa?
Does MC World also get CB?

 

[kkmishraofficial07]

Rupay DC or Visa?
Does MC World also get CB?

Visa card per milraha hai

 

[Buttman]

Rupay DC or Visa?
Does MC World also get CB?

Nope
Visa
I just one more point to exhaust my monthly quota so tried doing a small txn

I was getting points until the day before yesterday

Now it seems like they fixed it?

 

[Buttman]

Bhai sam merchant per mereko subha mila hai mene 999 ka transaction kiya tha bhai reward points Mila hai hai aj mereko

Bhai muje b parso mila tha

aaj nahi mila!

 

[saber.mbt]

PhonePe unlocked. Just did transaction points are crediting asusual👍

 

[nirukolhatkar]

PhonePe unlocked. Just did transaction points are crediting asusual👍

Give the details like, Amount, Card (Rupay/Visa)

 

[H4CK_H0PP3R]

Date of txn : 15th Aug 2025 (Around 2am with interval of 20 minutes)
Amount approx : 7.9k, 8k, 43.5k, 49k, 41k (without convenience)
App : phone pe
DC : I D F C Visa DC
OTP merchant : phonepe
Rewards : Yes for all instant
Payment gateway : U (green animation)

954xxx is the OTP for your transaction with phonepe for INR 43771.06 using IDFC FIRST Bank debit card ending xxxx. Validity: 5 minutes. Please do not share. To raise a dispute, call 1800 10 888.

Note : yesterday afternoon i was not at all getting this merchant

 

[nirukolhatkar]

Date of txn : 15th Aug 2025 (Around 2am with interval of 20 minutes)
Amount approx : 7.9k, 8k, 43.5k, 49k, 41k (without convenience)
App : phone pe
DC : I D F C Visa DC
OTP merchant : phonepe
Rewards : Yes for all instant
Payment gateway : U (green animation)

954xxx is the OTP for your transaction with phonepe for INR 43771.06 using IDFC FIRST Bank debit card ending xxxx. Validity: 5 minutes. Please do not share. To raise a dispute, call 1800 10 888.

Note : yesterday afternoon i was not at all getting this merchant

But is paying Transaction Fees for using Visa card worth against what reward points we get ?
Because for 10k of payment it's showing 60 rs as transaction charges

 

[H4CK_H0PP3R]

But is paying Transaction Fees for using Visa card worth against what reward points we get ?
Because for 10k of payment it's showing 60 rs as transaction charges

Depends on dc variant & amount you trying..not worth below 50k for any variant ..check last few pages for calculation.