Which Debit Card to use for Credit Card Bill Payment in July 2025

[Akash Topder]

no...mcc chznged to 6012...no rp now

Wait! When did SS app changed MCC to 6012 ?
It won't give points for 811

 

[muzan_21]

Paid 1900 via kotak super dc, haven't received RP ig it's dead now😢

 

[ujjwal2024]

Wait! When did SS app changed MCC to 6012 ?
It won't give points for 811

from yesterday...i checked with both kotak and idfc...no rp and from idfc smart statement, I deduced that the MCC must be 6012...
I will pay by sbi dc for test and if I get rp in sbi, then it is certain that new mcc is 6012

 

[alpha2betaa]

for failed transactions have you received full refund including charges of phonepe

Yes received the complete amount which got deducted

 

[Akash Topder]

from yesterday...i checked with both kotak and idfc...no rp and from idfc smart statement, I deduced that the MCC must be 6012...
I will pay by sbi dc for test and if I get rp in sbi, then it is certain that new mcc is 6012

For Kotak the points comes in the next month so how did you confirm with Kotak?

 

[ujjwal2024]

Now a days like idfc, you can also see kotak rewards instantly..check kotak main thread

For Kotak the points comes in the next month so how did you confirm with Kotak?

 

[VISION]

For Kotak the points comes in the next month so how did you confirm with Kotak?

in new-kotak-811 app it is showing this month cb (if on valid mcc's) instantly

 

[shivam2sharma]

Have to pay Amex bill payment,any option left for getting debited card rewards?

AFAIK, SBI DC gives 0.25% reward points via Amex Billdesk portal
1000 points extra for 1 lakh transaction in a month

 

[mojo_jojo123]

AFAIK, SBI DC gives 0.25% reward points via Amex Billdesk portal
1000 points extra for 1 lakh transaction in a month

is this confirmed ?

 

[rakesh3929]

is this confirmed ?

Yes. I can confirm. Paid 1 lakh bill last month and received 1000 bonus points. Effective reward rate is 0.50%

 

[saber.mbt]

is this confirmed ?

Yes it is confirmed. SBI DC gives reward points

 

[shekharsaurav]

Have to pay Amex bill payment,any option left for getting debited card rewards?

I would generally pay Amex (UPI id for card) and SC (QR on billdesk final page) via Fi. Will get 1/2/3% based on the Fi tier you are with and transaction size.

 

[kalki]

is it worth to spend 900 Rs as convenience fee to pay 1.5L with IDFC Wealth Visa DC on Phonepe?

 

[HumorSimpson]

is it worth to spend 900 Rs as convenience fee to pay 1.5L with IDFC Wealth Visa DC on Phonepe?

Do the math.

50K -> 0.5%
1L -> 2.5%

Total CB = (50000*0.5 + 100000*2.5)/100 = 2,750 INR

 

[shafiq49]

Can someone confirm where can I use SBI Virtual DC and get reward points? SBI Unipay seems to be down

 

[nikhilv0303]

Yes, I did actually 🙃

Do these get reversed? And/or do these get counted in monthly RP limit?

 

[nikhilv0303]

Can someone confirm where can I use SBI Virtual DC and get reward points? SBI Unipay seems to be down

Try the bill desk link of your CC

 

[Akshith]

Zavo still not working?

 

[HumorSimpson]

Zavo still not working?

zavo ko bhool zavo

 

[theXfactor]

Uninstall Zavo, move on.