Which Debit Card to use for Credit Card Bill Payment in July 2025

[sd18]

Sorry but this is such a bad perspective that it almost feels like a rant without any substance.

Like I mentioned earlier , I've been using the app for a while now , since early development that too. The actual USP is to have a one stop solution to all cards and hotel/ airline travel loyalty info. That's the actual USP of this app.

Whatever you are talking about was not even there in the original design and was added later.

If I look at a card , it tells me what charges it has , lounge benefits , where I earn what reward points etc . It also tells me what doesn't earn RP or CB on dedicated spends like utilities etc .

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I am showing for axis airtel..it does this for all my cards so I don't constantly need to Google stuff or always remember everything.

If I look at loyalty programs it collates everything at one spot . It also shows transfer in and transfer out rates , tiers , benefits etc.

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For marriot from amex
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Stuff like this along with their expense tracker ( which still sucks btw ) is the actual USP of this app for which you pay money for. Even then, I dint pay 5k , i paid like 2k if I remember right and I'm happy. For 5k it's not worth.

People seriously need to look at what the actual USP is for an app , paying for a subscription service that too at 1k+ for getting 1% cb on cc payments which God only knows how much longer it will be possible is not the right move.

I myself have gripes with savesage but I hate the fact that people look at it like a bill payment app and actually ignore the core concept of it.

Fyi I haven't given email access so quite frequently I have to manually update the RP value.

Just joining the thread by assuming this is Savy sagu application discussion.
I want to pay credit card bill but it is linked with some other number. I am not able to do that in this app.
I have that 8 rupee essential plan btw.

 

[quino]

same happened with me .. money gets stuck

urs is also hdfc? could be bank specific

 

[suresh2024]

Paid 2L HDFC CC bill using Good Score. Payment stuck in processing , got reward points in IDFC instant.

Did you pay using IDFC Rupay DC or Normal IDFC Visa Debit card ?

 

[MC_007]

urs is also hdfc? could be bank specific

Same happened with SBI also.

 

[BhaiyaJi]

Did you pay using IDFC Rupay DC or Normal IDFC Visa Debit card ?

Rupay has a daily limit of 1L, so it must be visa

 

[aakashyadava]

Did you pay using IDFC Rupay DC or Normal IDFC Visa Debit card ?

Paid with Visa Debit card.

 

[suresh2024]

Paid with Visa Debit card.

Now cannot see any option to pay via DC or rupay DC.

 

[saber.mbt]

Just joining the thread by assuming this is Savy sagu application discussion.
I want to pay credit card bill but it is linked with some other number. I am not able to do that in this app.
I have that 8 rupee essential plan btw.

I too have 8 Rs Essential plan taken 10 days ago. It has no use

 

[mira21]

Goodscore trick fixed now

 

[CC_Exuberant]

"Devaluations Loading
An insider told us that one of the guys is going around and complaining about these "apps" which allow credit card payments with favourable MCC codes like PP, SS, JD, GS, HZ etc... not just RBI, he has sent these complaints to banks too... [ I don't know what kind of sadist a$$#@%& would do this but this is true - We don't know the name yet, but we'll figure it out, interestingly we've #ccgeeks at RBI too (who doesn't like to save money ?) ]Now the side effect of this is that these apps will now be forced to change their mcc codes to comply with RBI / Bank / PG guidelines. This will pull the plug on free cashback that we were getting for CC bill payments very soon unfortunately. IDFC FirstTap Rupay not giving instant points is potentially linked to this as well. A similar thing happened in the past where someone went on to complain about certain users who got a certain "Invite only card" assuming they did some "jugaad" for their invite. The complaint was made to PNO, PNO sent the complaint to RM, who knew these users personally, and they knew who the complainant was. The complaint was obviously dismissed basis RM's response with proper documentation. I don't know what to say, but I guess we'll have to be "discrete" about these things going forward. These things will continue to happen, its just it won't be in public platforms. Make sure you check MCC by doing a small transaction, if you're making large bill payments. Expect some platforms devaluation news soon. Closing comments to avoid any speculations." by Akash(ccg33k)/X . Game over!!!!!!!