Which Debit Card to use for Credit Card Bill Payment in July 2025

[mojo_jojo123]

Getting points with Idfc visa debit cards on SaveSage , convenience fee is levied

did u try idfc visa + cred also for payments above 50k if giving points ?

 

[Pragnesh_]

DC option back in airtel thanks app did anyone use it?

If someone did please share mcc and also share if it fetched rewardz.


Which banks do share mcc code for debit cards
Yesterday i called 🪓, indus_nd for mcc details but they didn't share it.

When i contacted 🪓 bank they are asking me what is mcc.

They charge 1 % even for Rypay, may not be worth

 

[Pragnesh_]

Zavo not working, do anyone knows when it will be fixed? Any alternate to do payment with IDFC DC?

Tried Payzapp, not accepting Rypay
Tried canara bank setu, not getting RP.
Its issue with Zavo and not IDFC as IDFC works for Billdesk and got RP for SC CC payment. But bill desk not accepting DC for HDFC CC pay

 

[mojo_jojo123]

can we use billdesk for sbi cc payment and get reward when using idfc rupay ?

Tried Payzapp, not accepting Rypay
Tried canara bank setu, not getting RP.
Its issue with Zavo and not IDFC as IDFC works for Billdesk and got RP for SC CC payment. But bill desk not accepting DC for HDFC CC pay

 

[sibieeee]

Anyone else having trouble with Savesage app not accepting Kotak debit cards?

 

[mojo_jojo123]

Anyone else having trouble with Savesage app not accepting Kotak debit cards?

Savesage app is not accepting any rupay debit card as of now

 

[sibieeee]

This is for

Savesage app is not accepting any rupay debit card as of now

This is for Kotak 811 platinum visa card

 

[Çàrdøhôlïç]

Did mobikwik change mcc?

I think they are the only ones who dont charge for debit card payments to cc.


As per the MCC_Code thread One Mobikwik Systems have mcc of 4900

Same merchant name is coming for all debit card purchases, can someone confirm the mcc.

Also navi app dc payments fetch any reward points?

 

[Raviteja]

One hour ago, I paid through the SAVESAGE app six times, and the cashback tracker updated to 500.

 

[Pragnesh_]

One hour ago, I paid through the SAVESAGE app six times, and the cashback tracker updated to 500.

U paid via visa DC? which one?

 

[Pravin1156]

Did mobikwik change mcc?

I think they are the only ones who dont charge for debit card payments to cc.


As per the MCC_Code thread One Mobikwik Systems have mcc of 4900

Same merchant name is coming for all debit card purchases, can someone confirm the mcc.

Also navi app dc payments fetch any reward points?

I tried now in MobiKwik but merchant comes like 'MOBIKWIK' it's 6012 mcc

 

[Pragnesh_]

I tried now in MobiKwik but merchant comes like 'MOBIKWIK' it's 6012 mcc

So no RP rt?

 

[Salman925492]

I just got an WhatsApp Messege for using zavo.
Transaction failed but luckily amount not debited from my account.


Shoud i try again....?


Your payment of ₹ 35670.63 for your Credit Card on 2025-08-03 11:16:13 has failed. If the amount has been deducted from your account, don’t worry—a refund will be initiated and credited back within 7 working days.

ZavoTransaction ID: ZVTX0308251gsgsgsgs292286

You can retry the payment in the Zavo app at your convenience. If you need any assistance, we’re here to help!
- Team Zavo

 

[Anindya98]

I just got an WhatsApp Messege for using zavo.
Transaction failed but luckily amount not debited from my account.


Shoud i try again....?


Your payment of ₹ 35670.63 for your Credit Card on 2025-08-03 11:16:13 has failed. If the amount has been deducted from your account, don’t worry—a refund will be initiated and credited back within 7 working days.

ZavoTransaction ID: ZVTX0308251gsgsgsgs292286

You can retry the payment in the Zavo app at your convenience. If you need any assistance, we’re here to help!
- Team Zavo

Don't try using IDFC DC

 

[Phonix_YT]

Same issue with zavo all transactions are failing using idfc rupay card. Bills are due in 2 days

 

[mojo_jojo123]

Don't try using IDFC DC

any other app for IDFC rupay DC

 

[Pragnesh_]

Did mobikwik change mcc?

I think they are the only ones who dont charge for debit card payments to cc.


As per the MCC_Code thread One Mobikwik Systems have mcc of 4900

Same merchant name is coming for all debit card purchases, can someone confirm the mcc.

Also navi app dc payments fetch any reward points?

Tried with Navi app, but not getting any RP

 

[Salman925492]

Don't try using IDFC DC

Bhai Phir kaha per use karna hoga idfc rupay dc ko.

Today is idfc cc due date...!
I have to pay cc bill Rs 36000

 

[Pragnesh_]

any other app for IDFC rupay DC

Looks like all door closed now

 

[Anindya98]

any other app for IDFC rupay DC

I am waiting for Zavo to resolve the issue ASAP. Not aware of any other options.