Which Debit Card to use for Credit Card Bill Payment in July 2025

[krishna9]

For Basic Account it's 1.67% only. For Higher Variants, 2.5%


Second Question, I got only 2000 welcome rewards after first pay card use. You have mentioned that Again I will get welcome rewards.

You only get once now. Reward points for each card separately has been discontinued recently.

 

[Eye of AjayEye of Ajay is verified member.]

FYI: Dont do partial payment of a high amount bill on Gudscor it will get stuck. I made a payment of 2.1 out of 3.3 because of funding issues and the payment has gotten stuck with the message that they will refund the money post 24hrs. The credit card was a Infinia with a bill generated bill of 3.3 which included some late fee's etc.

 

[saber.mbt]

FYI: Dont do partial payment of a high amount bill on Gudscor it will get stuck. I made a payment of 2.1 out of 3.3 because of funding issues and the payment has gotten stuck with the message that they will refund the money post 24hrs. The credit card was a Infinia with a bill generated bill of 3.3 which included some late fee's etc.

May be server synchronisation issue bro. I did an part payment of 205000 last week in ICICI credit card. Payment credited immediately via Gud score. Received Indusind debit card reward points today for the payment too.

 

[federer.reddevil]

May be server synchronisation issue bro. I did an part payment of 205000 last week in ICICI credit card. Payment credited immediately via Gud score. Received Indusind debit card reward points today for the payment too.

Which IndusInd DC?

 

[KLB@96]

May be server synchronisation issue bro. I did an part payment of 205000 last week in ICICI credit card. Payment credited immediately via Gud score. Received Indusind debit card reward points today for the payment too.

where are you using indus dc ?

 

[Here4miles]

Don't know if this is new, but SBI has clarified that points are not awarded for unipay transactions (on my Rupay Global VDC)

 

[nnva]

Does either kotak super 811 A/c DC or HSBC DC (salary A/c) provide 5% cashback on CC bill payments via Save-sage or Za-vo apps? Or any other new app for such DCs? Can anyone confirm please? Thanks!

Last month, i paid my cc bill via save-sage using kotak 811 debit card and successfully received 5% cashback.
Did this month too, have to wait till next month for confirmation.
(Or you can make a dummy transaction with other bank visa dc and cross check MCC code )

 

[harshraj013]

Does savesage allow credit bill payment of only card linked with the same no. as registered in savesage app?

 

[rohitpgarg]

Can IDFC points from debit card be transferred to airmiles/hotel points?

 

[Dr.Johnny]

Can IDFC points from debit card be transferred to airmiles/hotel points?

No you can't

 

[Dr.Johnny]

Can IDFC points from debit card be transferred to airmiles/hotel points?

But you can book flights and hotes with points (*70% cost can be redeemed with RPs rest pay with cash)

 

[mobsol2017]

Don't know if this is new, but SBI has clarified that points are not awarded for unipay transactions (on my Rupay Global VDC)

If you don't have patience then don't go with sbi dc's they may take time to reflect points in rewards portal , poking customer care for delay in reflection will not help you either but it will lead to further devaluation of sbi dc's. Recent devaluation is happened due to these things many new account holders poked customer care for no rewards received for cc bill payments leading them to investigate the matter in depth. BTW in sbi case points reflection may take upto 6 months ( it's my personal experience with one of my account) so wait.

 

[ritziveer]

My 24 July pending state TXN is refunded today.. usually this pending thing happen for sbi cashback type card where the balance amount after cashback is less then the statement amount.. ex statement amount 2000 minus 100 cashback ... Balance is 1900... But when we try to pay 2000 from z@v0 it fails

For this, there is a solution. Check the amount in phone pay. It will show you what is the maximum amount you can pay. You can do the same in SBI Unipay also.

 

[federer.reddevil]

May be server synchronisation issue bro. I did an part payment of 205000 last week in ICICI credit card. Payment credited immediately via Gud score. Received Indusind debit card reward points today for the payment too.

Anybody please tell which Ind_s_nd Debit Card we can use in Gud Score

 

[harshraj013]

Does savesage allow credit bill payment of only card linked with the same no. as registered in savesage app?

Pls reply .

 

[Santu]

Kotak give credit card Bill payment 1%cashback upto 20 3time per month=20+20+20=60 on kotak 811 newapp..now

 

[2025]

Kotak give credit card Bill payment 1%cashback upto 20 3time per month=20+20+20=60 on kotak 811 newapp..now

Av ye kya din dekhna pad raha hai.

Socha tha mahine ka 500 milega, av toh 20 hi dekhne ko mil raha hai.

 

[Sachin2008]

Last month, i paid my cc bill via save-sage using kotak 811 debit card and successfully received 5% cashback.
Did this month too, have to wait till next month for confirmation.
(Or you can make a dummy transaction with other bank visa dc and cross check MCC code )

How much cashback did you get in kotak for cc payment ?

 

[Santu]

Av ye kya din dekhna pad raha hai.

Socha tha mahine ka 500 milega, av toh 20 hi dekhne ko mil raha hai.

500 toh milega alag se yea milega