Which Debit Card to use for Credit Card Bill Payment in July 2025

[Aeon-Nocturne]

Does either kotak super 811 A/c DC or HSBC DC (salary A/c) provide 5% cashback on CC bill payments via Save-sage or Za-vo apps? Or any other new app for such DCs? Can anyone confirm please? Thanks!

Savage for Kotak, worked last month on 30jun, zavo is for rupay only

 

[ash1812singh]

Then until then it seems like I need to keep paying and wait
No other option

Yes, mine showed up in 3 days after 1st payment.

 

[Buttman]

Yes, mine showed up in 3 days after 1st payment.

I opened my account on Friday
Considering my normal dc and first were generated within 24 hours of each other inspite of all of this happening during non working days is commendable! ( I know all this happens on backed and isn’t influenced by working/non-working days but still)
So I’m hoping to have the same exp as yours.

 

[Mcdatptpssb]

In the first month for first tap dc what I'd the max point we can earn it 2000+6000=8000 or 2000+8000=10000 as of now I got 7000.. If I know details I will pay more bills other wise I will go to sbi dc

 

[Amit_1]

Then until then it seems like I need to keep paying and wait
No other option

You can pay according to your account variant capping

 

[Amit_1]

Yes, mine showed up in 3 days after 1st payment.

If it’s already been 7 days as your Account opened and later you paid, it’s general

I opened my account on Friday
Considering my normal dc and first were generated within 24 hours of each other inspite of all of this happening during non working days is commendable! ( I know all this happens on backed and isn’t influenced by working/non-working days but still)
So I’m hoping to have the same exp as yours.

wait till Saturday, if you can’t see the First Rewards tab in App, then contact customer support

In the first month for first tap dc what I'd the max point we can earn it 2000+6000=8000 or 2000+8000=10000 as of now I got 7000.. If I know details I will pay more bills other wise I will go to sbi dc

Total points capped according to your Account variant

 

[ravindra420]

Is there any working method of RBL enterprise debit card for credit card payment or any other trick.

 

[im_Pro]

Is there any way to pay cc bill using idfc fastap dc without limitation of bill generation amount?
In za.vo they don't allow more than bill amount.

 

[saber.mbt]

Check IDFC App > Burger Menu > First Rewards

Calendar month

It's working, check if you've exhausted monthly capping, if not wait 14 business days and then contact customer care with your query of RPs

Don't spread wrong info, ~99% times points credited instantly, sometimes it fails. After 14 business days, you can contact customer care with your query of RPs

System doesn't work like that

Sometimes they not, u need to reach customer care after 14 business days

Bro I don't spread wrong info. Only once it not credited. 3 days ago around 8.30 PM. One more member also faced the similar issue. Previous months many members also reported the same. Very rarely points are missing may be servr synchronization error or as you said it might credit after 14 days.

 

[saber.mbt]

So recently opened ID-_F__c account on Friday. As soon as I saw the dc generated on the app I applied for 1stTap ans after another 24 hrs could see virtual 1st tap. Made a payment using the same on Zzz__avo but I am unable to see any rps on the banking app.
Heck there isnt even an option stating Reward points on the dc page. Where do I check this option?

Kindly wait for an week. once welcome kit delivered. Bank will upgrade rewards option in profile section page and points will start reflecting soon. I opened account last month so I gone through the same process.

 

[Mcdatptpssb]

If it’s already been 7 days as your Account opened and later you paid, it’s general

wait till Saturday, if you can’t see the First Rewards tab in App, then contact customer support

Total points capped according to your Account variant

Total points capped according to your Account variant..mine is Basic 10K Variant

 

[Himanshuch]

Tried Navi app?

It worked. Thank you so much for your advise. Let's see till when Navi allows cc payments via dc.

 

[Pravin1156]

It worked. Thank you so much for your advise. Let's see till when Navi allows cc payments via dc.

For what, Indus visa signature debit card?

 

[Himanshuch]

For what, Indus visa signature debit card?

Citi migrated axis burgundy dc.

 

[Madhur Batra]

Payment to Source i.e. Axis Card pending, while funds deducted.
They did say that it would be auto-refunded if the payment fails.

What should be the next course of action from my end?
Do I wait? Or raise a Zavo support ticket?
How much time does it normally take for the transaction to fail and refund in such a case?

 

[Guddi]

Payment to Source i.e. Axis Card pending, while funds deducted.
They did say that it would be auto-refunded if the payment fails.

What should be the next course of action from my end?
Do I wait? Or raise a Zavo support ticket?
How much time does it normally take for the transaction to fail and refund in such a case?

View attachment 104278

Mine got refunded automatically in 4-5 working days

 

[Amit_1]

Bro I don't spread wrong info. Only once it not credited. 3 days ago around 8.30 PM. One more member also faced the similar issue. Previous months many members also reported the same. Very rarely points are missing may be servr synchronization error or as you said it might credit after 14 days.

I referred to 'After 7 pm points are hit and miss', few may have issues even I hasn't received points, raised query after 14 business days. That doesn't mean it's always works like this

Total points capped according to your Account variant..mine is Basic 10K Variant

Read main post for complete details, Normal Ac has 8k RPs capping

 

[SM24]

Citi migrated axis burgundy dc.

Thanks for the Q & A !

Missed out last few months i guess.

 

[Riva]

It worked. Thank you so much for your advise. Let's see till when Navi allows cc payments via dc.

Let us know when the ER is posted. Axis has moved from MCC to category name basis since sometime in July. Not sure if they will follow the same for DC spends.
Also do you know what is the MCC for Navi and does Navi need kyc to pay CC bills?

 

[Buttman]

Total points capped according to your Account variant..mine is Basic 10K Variant

What’s the max amt for select variant? I mean its 30k pts per month so should be around 3L or 3.5L?