pankaj1122
TF Premier
Phone pe knsa merchant is working? Im using visa card idfc
-
Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
Which Debit Card to use for Credit Card Bill Payment in July 2025
- Thread starter Abhishek012
- Start date
- Replies 8K
- Views 608K
- Status
Çàrdøhôlïç
TF Select
For card transactions max time is 5 days you should wait till that time, most probably would get reversed before that time.
nikhilesh71
TF Premier
Idfc visa dc working with phonepe, points instant credited as well as payment also.
nikhilesh71
TF Premier
Yes I paid 19k, Merchant name- www.phonepe.com
Sachin2008
TF Select
Again Failed Phonepe IDFC Visa DC amt 93K
Loki_Fino
TF Select
Do below 50K on each transaction and maintain minimum 5-10 minutes gaps to initiate next transaction and try below 1L overall per day and don't do more than two transactions on any merchant to avoid all issues. Systemically follow all will be good. Don't credit and debit on same days if required in such case maintain 6-12 hours gap between credit & debit on your account.
harshraj013
TF Select
Didnt receive the points.
Got the same merchant on otp page and "phonepe" on the otp msg.
Shreyas111
TF Buzz
sav* sag* is working with IDFC rupay rn on IOS, make hay while the sun shines.
Buttman
TF Premier
Not working bro
Just tried with 2k
Shreyas111
TF Buzz
are you talking about points being credited in IDFC?
That will take time, check with customer care or in a few days, it will be updated. the MCC used by sav*sag* is 8931
Buttman
TF Premier
Aren’t the points instant usually?
Old_Schedule_1994
TF Buzz
What will be the actual reward rate after deducting the phonepe convince charges/debit card usage charges?
H4CK_H0PP3R
TF Select
Even if it's 1.9% ..it's not equivalent to cash as we actually paying 0.6% as cash which is high. Whatever we will redeem should justice that 0.6% ..What's the catch here in terms of redemption? Apay gv not available.
alpha2betaa
TF Select
When I did transaction on 4th night (my cc due date with 1.76L yet to pay), I decided to pay via PhonePe with IDFC Visa DC
First 76k failed
Next 33k paid successfully
Again Next 33k paid successfully
Next 33k paid successfully
1k paid successfully
Again 76k failed from my wife’s account because I crossed my transaction limit for a day
I called HDFC bank and confirmed grace period of 3 days
76k failed reversed in 20 hours for my wife’s account
My 76k reversed in 40 hours
Just to mention I had raised a ticket for my 76k reversal but wife’s account got reversal without ticket ..
So kindly raise ticket on PhonePe app
First 76k failed
Next 33k paid successfully
Again Next 33k paid successfully
Next 33k paid successfully
1k paid successfully
Again 76k failed from my wife’s account because I crossed my transaction limit for a day
I called HDFC bank and confirmed grace period of 3 days
76k failed reversed in 20 hours for my wife’s account
My 76k reversed in 40 hours
Just to mention I had raised a ticket for my 76k reversal but wife’s account got reversal without ticket ..
So kindly raise ticket on PhonePe app
A few days back I had redeemed about 70k points for Amazon vouchers so I believe that’s possible.
Moreover, I usually use my CC/DC card points for travel so for me 1.9% =1.9%. But yes it’s not cash so ppl need to take their call.
Were there any inconvenience charges ?
HatakeKakashi
TF Buzz
Is this still working? Tried but transaction failed
alpha2betaa
TF Select
0.6% for Phonepay above 2000
- Status
Similar threads
