Which Debit Card to use for Credit Card Bill Payment in July 2025

[mojo_jojo123]

I paid yesterday night 3 times, everytime I got the RP's on WWW PHONEPE COM

via visa with 0.6 % charges or with rupay and 0% charges ?

 

[Sobirvs]

Yes. Thanks for the name over DM. @Sobirvs is only giving the name to the best worded DMs. Poetry, flattery (maybe even bribery) etc...

/s

Your welcome.

No I am not interested in bribery, but if people follow me here and send some zomato/swiggy chocolate cake, dominos etc etc, that might help.

Btw @an.mah thanks gift voucher you sent me. I finally bought my kid the school water bottle he kept demanding from months.

/s

 

[sumeet]

Any mc reward option for indus is looking for

 

[alpha2betaa]

via visa with 0.6 % charges or with rupay and 0% charges ?

Visa 0.6%
tried with RUPAY but everytime the merchant name was coming PHONEPEPRI or soemthing

 

[SamPtnk]

HDFC Bank Smart Pay failed. The reason in SMS is "card status/limit" but mail has the flimsy reason "SmartPay has been declined due to Error in processing the payment."

It's the second such instance in 3-4 months when the card limits are set higher and the account is more than sufficiently funded.

Same reason received

 

[federer.reddevil]

Any option for getting reward on indus mc as visa limit exhausted

What is the Limit for VISA?

 

[cardgenie]

What is the Limit for VISA?

Where to use it ?

 

[gunadeepak10]

Visa 0.6%
tried with RUPAY but everytime the merchant name was coming PHONEPEPRI or soemthing

But no reward points on IDFC Visa right? Are you using any other debit card?

 

[alpha2betaa]

But no reward points on IDFC Visa right? Are you using any other debit card?

I used IDFC VISA
You can check by using same for 100 Rs and check

 

[gunadeepak10]

I used IDFC VISA
You can check by using same for 100 Rs and check

Tried with IDFC VISA + Phonepe, its coming as PhonePay Private Limited, so dint get any rewards!!!!

 

[sumeet]

What is the Limit for VISA?

112500 for exclusive

 

[federer.reddevil]

112500 for exclusive

How many days it takes to credit?

 

[kev569]

Tried with IDFC VISA + Phonepe, its coming as PhonePay Private Limited, so dint get any rewards!!!!

Bro, people (including me) have shared a couple of times since yesterday that one can receive RPs using IDFC Visa DC on PhonePe. If you would have cared enough to go back a few pages you wouldn't have made the transaction on the wrong merchant name.

 

[gunadeepak10]

Bro, people (including me) have shared a couple of times since yesterday that one can receive RPs using IDFC Visa DC on PhonePe. If you would have cared enough to go back a few pages you wouldn't have made the transaction on the wrong merchant name.

Yup got it, but ive tried 17 times and everytime I'm getting Private Limited :-( so not sure how come its working for others!

 

[kkmishraofficial07]

I paid yesterday night 3 times, everytime I got the RP's on WWW PHONEPE COM

Bro mera ta merchant yehi wala araha hai ap ka kya same merchant araha hai kya mera ta space nehi hai

 

[kev569]

Bro mera ta merchant yehi wala araha hai ap ka kya same merchant araha hai kya mera ta space nehi hai

OTP MSG mein lower caps mein 'phonepe' aana chahiye

 

[kev569]

Yup got it, but ive tried 17 times and everytime I'm getting Private Limited :-( so not sure how come its working for others!

Maybe try again after few mins, and yes it requires a little bit of a work of going back and forth until the right merchant name appears.

 

[alpha2betaa]

Yup got it, but ive tried 17 times and everytime I'm getting Private Limited :-( so not sure how come its working for others!

Yes
It happened with me too
Close the app and start the process again

Patience is the 🔑