Which Debit Card to use for Credit Card Bill Payment in July 2025

[Credit_Cards]

@Abhishek012 thread title June change karo!

wo aalsi hai nahi karega aap kar do

 

[Abhishek012]

@Abhishek012 thread title June change karo!

Moderator log koi kam k nahi hote hai, mujhe he bol raha hai change karne k liye. 🙄🙄

 

[Abhishek012]

Guys, we can use any rupay debit card for credit card bill payment via the SBI card app, will it fetch reward points for IDFC first-tap?

Yes, you can can use any rupay debit card for credit card bill payment via the SBI card app or SBI billdesk website.

IDFC Firstap RuPay DC Rewards - use Zavo app and pay SBI CC bill and get rewards.

 

[2025]

Moderator log koi kam k nahi hote hai, mujhe he bol raha hai change karne k liye. 🙄🙄

Sir, issiliye suggest Kiya tha... Ek mahine k liye moderator ban jaiye. Just a dm to Founder is hopefully enough for you to get that tag / recognition.

Be the change you want to make.

 

[PANK]

Any one facing issue with hdfc bill pay my bill auto pay date was 2 June but till now it is not initiated but when I try it manually app displayed error
Any solution

 

[nikhilv0303]

Any new option opened up other than Z-A-V-O

 

[iamgroot]

Any new option opened up other than Z-A-V-O

k y a?

 

[insanhuinsan]

@Abhishek012 @Anindya98 zavo payment is gone into pending mode for kotak card i did that on idfc got the reward points when this will be refunded back also after refund idfc will reverse the points or do i need to wait because just need 5k points more to reach 50k this month need some suggestions here

 

[nikhilv0303]

k y a?

I’m also asking bro 🙂

 

[vchouksey80]

I don't know if someone has noticed or not

Paying CC bill payment from Zavo app, the IDFC Wealth rewards after 50k is 10 RP for 150 spend

So, for 15k -- 1k RP equivalent to Rs 250
Total returns = 1.67%

I don't how calculation was done in main post, as it says 2.67% return

Can anyone please confirm this calculation?

 

[spgr]

New loot -

Load money on Amazon full kyc Wallet UPI via Zomato.
Open Zomato app >> go to account/profile >> payment settings >> link Amazon wallet and add via credit/debit card.

check merchant name in my image i shared

IDFC visa/mastercard dc ✔️
Indusind/Indie dc ✔️
RBL Signature+ DC ✔️
RBL Enterprise DC - 5% upto 500 cb on flight category + milestone benefit. ✔️
Kotak 811 Super DC ✔️
Jupiter DC ✔️
Axis Burgundy DC ✔️
HDFC millennia DC - 2.5% upto 400 cb ✔️
HSBC Salary DC ✔️
FI DC - also 5% upto 250 extra cb trick again working this time for selected users (multiple times), add 5k to get 250 extra cb unlimited times ✔️

CC load - 4k (limit reset every 30 days from last transaction).
DC load 1 lakh per day or at a time and max 5-6 lakhs monthly.

Source: Arindam but ekbar khud bhi MCC Code verify kar lena.

View attachment 99179

is this still working, got message as Amazon Debit C on ECOM

 

[mobsol2017]

is this still working, got message as Amazon Debit C on ECOM

its over now

 

[nikhilv0303]

Are Z-A-V-O payments going through successfully today?

 

[harshraj013]

Are Z-A-V-O payments going through successfully today?

Yesteday till night it was ok
Not checked today

 

[Krishna Kumar]

Are Z-A-V-O payments going through successfully today?

yes, i paid 60k today morning at 9am

 

[RichieRich]

New loot -

Load money on Amazon full kyc Wallet UPI via Zomato.
Open Zomato app >> go to account/profile >> payment settings >> link Amazon wallet and add via credit/debit card.

check merchant name in my image i shared

IDFC visa/mastercard dc ✔️
Indusind/Indie dc ✔️
RBL Signature+ DC ✔️
RBL Enterprise DC - 5% upto 500 cb on flight category + milestone benefit. ✔️
Kotak 811 Super DC ✔️
Jupiter DC ✔️
Axis Burgundy DC ✔️
HDFC millennia DC - 2.5% upto 400 cb ✔️
HSBC Salary DC ✔️
FI DC - also 5% upto 250 extra cb trick again working this time for selected users (multiple times), add 5k to get 250 extra cb unlimited times ✔️

CC load - 4k (limit reset every 30 days from last transaction).
DC load 1 lakh per day or at a time and max 5-6 lakhs monthly.

Source: Arindam but ekbar khud bhi MCC Code verify kar lena.

View attachment 99179

@Abhishek012 bhai kya kar rahe ho .. nikaalo koi bug. zindagi mein kuch maza aaye.. ab toh IPL bhi khatam ho gya

 

[Abhishek012]

W.e.f 5th June, 2025 - SBI virtual Debit card - devalued

 

[BhaiyaJi]

W.e.f 5th June, 2025 - SBI virtual Debit card - devalued

Kya devaluation hai?

 

[mobsol2017]

@Abhishek012 check sbi rewards website ""Effective 5th June 2025, all VDC transactions will accrue points as per standard Debit Card accrual rules"" what does it mean?😳

 

[mobsol2017]

Kya devaluation hai?

i think only base points no vdc bonus now