What are the conditions to make HDFC Bank Millennia Credit Card LTF?

[Shahkhan]

Hello community members!,
Last month I applied for. HDFC MILLINEA which was conditional LTF offer. But im uncertain about the spending condition, as before 2022 it was 1L spend to LTF.
Now some sources says 50K spends to LTF.
SO, which one should I prefer, also , does the spend condition applies when buying gold or silver jewellery?

 

[Bob78900]

You are absolutely right however, at times (mostly during the financial year end) they even also offer unconditional LTF cards even if it is applied through their employees/agents (Many people got calls including me) based on the following criteria.

1. Card to Card Basis: If you have an existing credit card with other bank with a min. limit of 30K and atleast 6 months old

2. Income Proof basis: If you're working with any of the MNCs, HDFC bank has partnered with and your office location is within 30KM of your residential area.

How can we check those offer's during financial year end on their website?

 

[prc1990]

How can we check those offer's during financial year end on their website?

This is still going on I believe. See if you are getting such calls.

You can't check this type of offers from the official website. Have attached one snippet.

 

[ashwink]

This is still going on I believe. See if you are getting such calls.

You can't check this type of offers from the official website. Have attached one snippet.

Many calls are just showing spam and no one picks these calls 🤣

 

[prc1990]

Many calls are just showing spam and no one picks these calls 🤣

You need to pick the authentic one. They are the credit card agents with payroll in some thrid party vendors and not a bank employee.

 

[ashwink]

You need to pick the authentic one. They are the credit card agents with payroll in some thrid party vendors and not a bank employee.

How can we know authentic one? There is any ninja technique 😁

 

[Bob78900]

This is still going on I believe. See if you are getting such calls.

You can't check this type of offers from the official website. Have attached one snippet.

Not receiving any such calls and also when i am in the mood then only i pick unknown calls. Then where i can check these offers if not on website. And what is this vymo sub campaign? and from where did you got this screenshot?

 

[prc1990]

How can we know authentic one? There is any ninja technique 😁

Hay hay! Talk to them and try to understand who all are the genuine ones. Everyone in this community are smart enough to understand that 😁.

 

[prc1990]

Not receiving any such calls and also when i am in the mood then only i pick unknown calls. Then where i can check these offers if not on website. And what is this vymo sub campaign? and from where did you got this screenshot?

The snippet I got from the agent. She confirmed it would be LTF and during the verification call I was also confirmed that the card would be LTF. So that proves, her statement was right only and not a false one.

 

[ashwink]

Hay hay! Talk to them and try to understand who all are the genuine ones. Everyone in this community are smart enough to understand that 😁.

This becomes big mess if I took all calls I receive 10 to 15 spam calls a day 🤒

 

[Bob78900]

The snippet I got from the agent. She confirmed it would be LTF and during the verification call I was also confirmed that the card would be LTF. So that proves, her statement was right only and not a false one.

Ohh I'll apply then next year. I'll told my friend to apply next year and will also ask your agent number next year only if they are comfortable in sharing.
It is very difficult to find hdfc cards agents not same like sbi they are sitting everywhere 😂. I have to go to bank only for hdfc. Thankyou so much for the information

 

[prc1990]

Ohh I'll apply then next year. I'll told my friend to apply next year and will also ask your agent number next year only if they are comfortable in sharing.
It is very difficult to find hdfc cards agents not same like sbi they are sitting everywhere 😂. I have to go to bank only for hdfc. Thankyou so much for the information

She was looking for prospects from me and she confirmed she can process application PAN India though she is based out of Kolkata. If you want, I can share your friend's number with her. Just DM me.

 

[Bob78900]

HDFC agents are very less because HDFC has an ocean of CC customers

Do you want number of HDFC CC employee?

Not right now I'll ask when he is in need right his salary is kind of low. Thankyou for asking ❤️

 

[TheTrickySid]

She was looking for prospects from me and she confirmed she can process application PAN India though she is based out of Kolkata. If you want, I can share your friend's number with her. Just DM me.

Can she process card upgrade??

 

[prc1990]

Can she process card upgrade??

No

 

[TheTrickySid]

No

Can you share her number in dm so i can save it for future reference.

 

[AllSeeker]

Can she process card upgrade??

Most of these can't, for upgrade you have to either wait for offer through HDFC or mail docs to chennai.

 

[prc1990]

Can you share her number in dm so i can save it for future reference.

I already have your number. Let me know when you want me to share your number with her.

 

[TheTrickySid]

I already have your number. Let me know when you want me to share your number with her.

I already have HDFC cc I was asking her number coz in case any of my relatives of friends needs a HDFC cc then it would be helpful 🙂

 

[prc1990]

I already have HDFC cc I was asking her number coz in case any of my relatives of friends needs a HDFC cc then it would be helpful 🙂

You need to share number with me. The other route wouldn't work.

 

[AllSeeker]

This is still going on I believe. See if you are getting such calls.

You can't check this type of offers from the official website. Have attached one snippet.

Just curious, but can you clarify, what's Vymo and NTB means in that image? I also had received HDFC millennia in March and without any kind of hassle, so I want to know if this was due to me falling under these categories or something else.