What’s the Best Premium Credit Card to Get in 2025?

[DNikunj]

Hey everyone! I'm re-evaluating my credit card setup this year and would love your input. Here's where I currently stand — and a few questions I have for the community:

• Already using:
  ✅ HDFC Infinia
  ✅ HDFC Biz Black
• ✅ Axis Vistara Infinite
  ✅ Axis Atlas
• Planning to close:
  ❌ ICICI Amazon Pay Card (not getting much value now) - But have Very good limit.
  ❌ A few other low-utility cards — cleaning up the portfolio
  ❌ No Amex Plat - Closed it last year

Now I’m wondering what to get. Looking mainly for Airline / Hotel status upgrades. As all other perks are already covered by existing cards.

Let’s help each other optimize! 💳🔥

 

[Sufishaikh]

If you have closed Amex card you should think about HDFC Marriot Bonvoy Credit Card for Marriot Hotels.

 

[DNikunj]

If you have closed Amex card you should think about HDFC Marriot Bonvoy Credit Card for Marriot Hotels.

This will only give Marriot Silver - and not much rewarding also - I will stick to accor for now. Marriot redemption is also tricky and time taking.

 

[Avatar Aang]

If you have closed Amex card you should think about HDFC Marriot Bonvoy Credit Card for Marriot Hotels.

IMO that card is good only for 3 reasons.
1. Lounge access
2. 1 Free award night
3. Marriott Silver tier

Considering the reward structure it doesn't make any sense to use that card anywhere.