Want to upgrade to HDFC Regalia Gold from Millennia

[Wealth is my birth right!]

They have a very different (weird) criteria for LE. Last 2 years I have been spending almost 13-15L yearly. But have to ask them for LE. But hdfc nevers sends me a LE, except once I remember I did get a LE msg but that was just once. My next LE cooling period ends in September.

Hope October will be a good month for you
Usuallly LE triggers in hdfc happen around 23rd

 

[TripleAce]

Based on spend criteria, yes. But again 6 month cooling period is required since last LE.

Are you sure bro?
The RM told me LE for Infinia can’t be done on spend basis criteria.
I have not received LE but I got a floater card in the last 6 months (July) with shared limit.

 

[swanand04]

My Millennia card is 9.6 years old and ICICI is 9 years old so will the cibil impact will be high?

And as i saw in the comments if the RG Limit is 296000 hardly 4k less than the expected limit.

And i just check my last limit enhancement happen in April 2025 so will i not receive any limit enhancement till next april?