User Experience with HDFC PhonePe Ultimo Credit Card?

[Vickyakhan555]

I’m curious about the HDFC Bank PhonePe Credit Card and wanted to ask for real user experiences before applying.

My Questions 📝

• How smooth was your application process?
• Did you get the card quickly after applying?
• How is the reward system/points earning working in real life?
• Most importantly — has anyone here successfully redeemed the points on PhonePe, and how easy was the redemption process?

Would love to hear honest feedback from people who already have this card.

👉 How has your experience been with the HDFC PhonePe Credit Card?

👉 Were you able to redeem points easily on HDFC Netbanking portal?