Upgrade HDFC Savings Account - FULLY DIGITAL

[GROWNUPS]

Thanks to new Digital Banking Approach (HDFC NOW)
You can change Account Type Online using Xpressway Portal

(Even SavingMax)

 

[Vasuki]

Could be ... nothing special about these accounts...
I was maitaining this much balance to get my Infinia then.. now all done and dusted.. moving on from HDFC..

I wanna get Millniea atleast.
Now limit is 20k 😂🎵
Iocl card .

How to increase limit.
Can i send other bank cc statement to match it

 

[SSV]

Can i send other bank cc statement to match it

won't work.. Are you on legendary MB+

Will only work with Income Docs..
otherwise close the current CC..

 

[Vasuki]

won't work.. Are you on legendary MB+

Will only work with Income Docs..
otherwise close the current CC..

I was getting that only but choose iocl ..
It was first card couldn't resist

 

[SSV]

It was first card couldn't resist

This is the HDFC trap .. so better get other banks cards now and close this crap to get a better HDFC card in future.... otherwise you will be carrying this baggage for a long time to come .. and spend lots to get LE and upgrades

 

[smz]

Hehe i downgraded.from 5k mab to
2.5 k mab.
Chnaged to digial saving account 😂

Didn't understand.
You mean you changed your branch to rural area to make MAB 2500 ?

 

[Vasuki]

Didn't understand.
You mean you changed your branch to rural area to make MAB 2500 ?

No i changed normal saving account to digi YOUTH saving account..
Even if ur from tier 1 city its 2500 for all

 

[phoenix1386]

This is the HDFC trap .. so better get other banks cards now and close this crap to get a better HDFC card in future.... otherwise you will be carrying this baggage for a long time to come .. and spend lots to get LE and upgrades

I have a MoneyBack Business card with a staggering limit of 0.0072 crore (INR 72,000). What is the way to get Regalia Gold or Regalia Business?

I have been recently upgraded to Preferred program.

From what I gather, it seems the best way is to close this card and apply again? If so, after how many months?

 

[SSV]

seems the best way is to close this card and apply again?

Correct ..

If so, after how many months?

Not so sure .. but I think you can apply soon after closing by offline ..
because I never held any HDFC card before, my one and only card is Infinia and then Tata Neu, so no experience of closing and re-applying

 

[phoenix1386]

Correct ..

Not so sure .. but I think you can apply soon after closing by offline ..

Can C2C be negotiated at the time of new account opening? I will be going in few days from now for a new account opening, with custom number, so 5L IP will be there to offer them. How best to leverage that?

 

[SSV]

Can C2C be negotiated at the time of new account opening? I will be going in few days from now for a new account opening, with custom number, so 5L IP will be there to offer them. How best to leverage that?

you can negotiate for it ..

 

[krishg]

It says my account type is not supported for online change! What could be the reason?

 

[krishc]

No i changed normal saving account to digi YOUTH saving account..
Even if ur from tier 1 city its 2500 for all

I'm not seeing this option in the new account type selection page ?
Is there any catch ?

 

[krishc]

Also, to everyone who changed account type using this portal - do new MAB requirements start from next day onwards or is it from beginning of month even if I change on middle of the month?

 

[Vasuki]

Also, to everyone who changed account type using this portal - do new MAB requirements start from next day onwards or is it from beginning of month even if I change on middle of the month?

I applied it said processing will call tomorrow bcz app is showing 5k still .

 

[Vasuki]

I'm not seeing this option in the new account type selection page ?
Is there any catch ?

U don't see Upgrade or downgrade option

 

[krishc]

U don't see Upgrade or downgrade option

this is what I'm getting

 

[varun__goel_]

this is what I'm getting

Maybe age issue. What's your age?

 

[krishc]

Maybe age issue. What's your age?

hmm probably demographic features are making difference here
I'm 29 and salaried MNC employee

 

[varun__goel_]

hmm probably demographic features are making difference here
I'm 29 and salaried MNC employee

Definitely that's the issue. It is only for individuals upto 25.

 

[Vasuki]

this is what I'm getting

To lower amb u can change branch .