Regalia Gold Upgrade from LTF Millennia to FYF Regalia Gold

[psmangat5]

I am having LTF millenia and getting offer to Upgrade it to FYF Regalia Gold. Should I consider the offer? I don't use Lounge Access which is given by Regalia Gold . Please help me choosing.

 

[Luser]

I am having LTF millenia and getting offer to Upgrade it to FYF Regalia Gold. Should I consider the offer? I don't use Lounge Access which is given by Regalia Gold . Please help me choosing.

Depends on your usage and needs
If not much used keep millenia
According to my usage I'll keep millenia (for 5% and 1% milestone and less excluded categories)

 

[✪ D&C Cards Connoisseur 💳]

I am having LTF millenia and getting offer to Upgrade it to FYF Regalia Gold. Should I consider the offer? I don't use Lounge Access which is given by Regalia Gold . Please help me choosing.

If you are not into free 12 lounges, then keep Millennia. During sales in FK / Amz, you will get 10% instant discount + additional 5% cashback points (upto 1K) where 1 point = 1 rupee and later you can redeem them for your CC bill payment

 

[SSV]

I am having LTF millenia and getting offer to Upgrade it to FYF Regalia Gold. Should I consider the offer? I don't use Lounge Access which is given by Regalia Gold . Please help me choosing.

You can think about upgrading it to Regalia Gold when offered as LTF… until then enjoy Millennia

 

[kuchbhikuchbhi is verified member.]

You can think about upgrading it to Regalia Gold when offered as LTF… until then enjoy Millennia

Getting it

But still not worth
At least for me

I don't use lounges

 

[psmangat5]

You can think about upgrading it to Regalia Gold when offered as LTF… until then enjoy Millennia

Okay. Do they give offers for LTF Regalia Gold too?

 

[kuchbhikuchbhi is verified member.]

Okay. Do they give offers for LTF Regalia Gold too?

👇 . . .

Getting it

 

[wanderer0]

Just converted Millennia to LTF by asking customer care. I was already getting upgrade to RG FYF. How long before I start seeing RG LTF upgrade offer for this? I need the lounge access.

 

[HumorSimpson]

Just converted Millennia to LTF by asking customer care. I was already getting upgrade to RG FYF. How long before I start seeing RG LTF upgrade offer for this? I need the lounge access.

RG LTF is rare. But RG paid can be expected within 6 months.

 

[wanderer0]

RG LTF is rare. But RG paid can be expected within 6 months.

RG FYF is already there for almost a year. I read somewhere that Millennia LTF to RG LTF is possible so I converted Millennia to LTF.

 

[kuchbhikuchbhi is verified member.]

RG LTF is rare. But RG paid can be expected within 6 months.

no I am getting it but no taking
no rare

 

[wanderer0]

no I am getting it but no taking
no rare

What's your spend like? and limit?

 

[kuchbhikuchbhi is verified member.]

What's your spend like? and limit?

Wait lemme DM you

 

[✪ D&C Cards Connoisseur 💳]

Wait lemme DM you

Bro can you DM too plz?

 

[HumorSimpson]

Wait lemme DM you

Me too. 👀

 

[kuchbhikuchbhi is verified member.]

Whatever questions you guys have just DM me.

Disclaimer : My spending habits might not be useful.

 

[psmangat5]

Today I checked and I am getting this offer, does it mean Card is now LTF? As Renewal Fee is showing zero

 

[SSV]

Today I checked and I am getting this offer, does it mean Card is now LTF? As Renewal Fee is showing zero
View attachment 102858

Yes, most likely it is LTF.. take screenshot of this just in case…
All the best

 

[kuchbhikuchbhi is verified member.]

Today I checked and I am getting this offer, does it mean Card is now LTF? As Renewal Fee is showing zero
View attachment 102858

check here for absolute assurance

https://applyonline.hdfcbank.com/credit-cards/credit-card-upgrade-form.html

 

[wanderer0]

Today I checked and I am getting this offer, does it mean Card is now LTF? As Renewal Fee is showing zero

Bro which card did you have earlier? and what was spend like? I just got my millennia converted to LTF last week but RG is still FYF. Now waiting for offer refresh.