Updated list of American express credit card sourcing Cities.

[BestBanker]

Existing Sourcing cities :
Ahmedabad, Bangalore, Bhopal, Bhubaneswar, Chandigarh, Chennai, Coimbatore, Delhi, Ernakulam
Hyderabad, Indore, Jaipur, Kolkata, Mumbai, Pune, Surat, Vadodara, Vijayawada, Vizag

New Cities :
Ludhiana, Lucknow, Nagpur, Nashik, Trivandrum, Mysore

Share your pin code if you are in any of these cities . Will check and update you guys. Thanks

*Negative pin codes are also there in these cities which needs approval before processing
*Exceptions are there for Platinum charge card applications.

 

[NullAddressNull]

Hi Brother
Please check 753003, as the city is mentioned in Gold Charge Eligibility criteria page
Self-employed, Net income - 8.17L ITR 4, No exact office address as i do everything from my home
CIBIL - 774, 5 active credit cards, Credit depth - 3years, Never defaulted, Max limit on a single card - 2.9L, cumulative credit across all cards - 10L
Please verify if my application is going to approved, not applied yet, Considering the rejection possibility
Thank you in advance @BestBanker

 

[BestBanker]

Existing card holder with 18l ITR will be eligible for platinum charge?

yes

 

[tanvi]

Can you check for 400601

 

[BestBanker]

Which location exactly..

Ansari Rd,Saket Complex ,Tembi naka, Wagle estat, Ram nagar, Kolset road, Thanekar wadi, Kopri colony, Gokul Nagar, thane Agra road, Shivaji nagar, Savarkar Nagar, Kanya Nagar, Lokmanya Nagar pada No.2 Maji wada ,Kapur Bavdi pipe line, Ghansoi Village ?

 

[FinoGuy]

Supposing one live in a serviceable pin code & gets card. Can he later change address to non-serviceable pin code?

 

[BestBanker]

Supposing one live in a serviceable pin code & gets card. Can he later change address to non-serviceable pin code?

yes you can do that anytime after receiving the card

 

[BestBanker]

Check inbox

 

[tatmb]

Can you check for 400601

even i stay in thane, planning to take gold charge but have a doubt regarding eligibility
as I have multiple hits on my cibil over last 3 month

 

[Iyer]

postal code 700112 status.

 

[BestBanker]

even i stay in thane, planning to take gold charge but have a doubt regarding eligibility
as I have multiple hits on my cibil over last 3 month

Gold charge approval rate is always low. Can try for some other product

 

[tatmb]

Gold charge approval rate is always low. Can try for some other product

should i try MRCC?

 

[BestBanker]

postal code 700112 status.

Negative area. will get declined if you apply now. will have to wait for sometime

 

[BestBanker]

should i try MRCC?

Platinum travel and reserve is better

 

[Gangadhar]

Could you please check for the 535002 pincode

 

[way2gud]

Hi @BestBanker, Pincode: 700026, applied for Gold Charge on 2nd Nov, VKYC done, did not get any email/link to upload Income document (self employed), received the card in 5 days. Applied for SmartEarn yesterday, received VKYC link but upon clicking it shows "Your application is completed". Again received no link to upload income documents. Is this normal?
Plan is to get the Amex trifecta of Gold+MRCC+Plat travel but only after MRCC companion card applications are started. Applied for SmartEarn just for the Amazon,Swiggy and Uber use cases.

 

[BestBanker]

Hello negative areas can be processed now. Let me if any one is interested guys..
Thank you

 

[Gangadhar]

Hello negative areas can be processed now. Let me if any one is interested guys..
Thank you

Hi,
I'm interested
I have a 6LPA with a cibil score of 786 and my pincode is 535002. I have 5 credit cards one with a limit of 3L but no fresh application in last 9 months

 

[Copycat]

Hello negative areas can be processed now. Let me if any one is interested guys..
Thank you

What exactly is a negative area? Is it a pin code within a particular serviceable city? What makes it a negative area? The profile of the people who stay there? Thanks for the answers

 

[BestBanker]

Non

Hi,
I'm interested
I have a 6LPA with a cibil score of 786 and my pincode is 535002. I have 5 credit cards one with a limit of 3L but no fresh application in last 9 months

Non sourcing location

 

[BestBanker]

What exactly is a negative area? Is it a pin code within a particular serviceable city? What makes it a negative area? The profile of the people who stay there? Thanks for the answers

Last question. YES