Unable to get HSBC Credit Card after numerous attempts

[kashyapaditya256]

Hi,

I have tried to attain HSBC Platinum Visa Credit Card, which come as a Life Time Free. However, my application has failed to go process due to add-on card which I have.

But, I tried to apply through Physical Application form, and provided my income documents and Bank Statements. Additionally, I completed my Video KYC too. But, after enquiry I found that again my Application got rejected.

HSBC remains one of the few Credit Cards which I have failed to procure. Can someone please help me with a reliable process which can finally provide me with the Platinum Visa Credit Card.

 

[Animal]

Can the agent procure the cashback card without salary slips or salary credit to account for self employed people? I have good existing CC limits, perfect record of CC payments, good CIBIL, and bank balance, but salary requirements always trip me up. I have also had two enquiries to CIBIL in the past two months.

Don’t think so. HSBC is giving cards only to salaried.

 

[BUDHRAJ]

Can the agent procure the cashback card without salary slips or salary credit to account for self employed people? I have good existing CC limits, perfect record of CC payments, good CIBIL, and bank balance, but salary requirements always trip me up. I have also had two enquiries to CIBIL in the past two months.

i applied online for hsbc cashback card and got my card without providing any salary slip or salary account statement.

during online application i uploaded normal saving account statement and other bank card statement.

after online application, they called and asked either i provide them salary slip or if i want to proceed with c2c then i have to provide card statement with cc pic and bank statement in which it clearly shows my salary credit. (they accept most of the banks card statement, in my case i provided axis bank card)

i just sent them saving account statement and axis card statements.

there was no response from their side for 10 days, on 11th day got a text message about card pin generation.

installed hsbc app and i can see the card. and next day without any prior info, got my card via bluedart.

using the card for some days now and today i got message from hsbc about card approval lol.

 

[Riya]

Hi,

I have tried to attain HSBC Platinum Visa Credit Card, which come as a Life Time Free. However, my application has failed to go process due to add-on card which I have.

But, I tried to apply through Physical Application form, and provided my income documents and Bank Statements. Additionally, I completed my Video KYC too. But, after enquiry I found that again my Application got rejected.

HSBC remains one of the few Credit Cards which I have failed to procure. Can someone please help me with a reliable process which can finally provide me with the Platinum Visa Credit Card.

BTW it's your choice... But why HSBC???
Reward rate is poor and no offers could be seen oftenly...

 

[Maikalal Jaikishan]

BTW it's your choice... But why HSBC???
Reward rate is poor and no offers could be seen oftenly...

10% cashback on dining and groceries seems very good, no? Most people travel or fly rarely, but everyone buys groceries and eats/orders outside food.

 

[Kumar93196]

Can the agent procure the cashback card without salary slips or salary credit to account for self employed people? I have good existing CC limits, perfect record of CC payments, good CIBIL, and bank balance, but salary requirements always trip me up. I have also had two enquiries to CIBIL in the past two months.

The only way is you have to open account with hsbc as they offer credit card to there existing self employed customers

 

[Riya]

10% cashback on dining and groceries seems very good, no? Most people travel or fly rarely, but everyone buys groceries and eats/orders outside food.

I agree we gotta eat to live.... but that 10% offer is on Cashback card which is paid not on visa platinum card..

 

[Sai Ganesh]

Can the agent procure the cashback card without salary slips or salary credit to account for self employed people? I have good existing CC limits, perfect record of CC payments, good CIBIL, and bank balance, but salary requirements always trip me up. I have also had two enquiries to CIBIL in the past two months.

no payslip is mandatory.

 

[Riya]

no payslip is mandatory.

How a non-pvt ltd salaried person will produce a pay slip... Small firms don't provide them...
Plus business owners who draw salary from their firms also don't have pay slips... What to do in that case? A forged paper??

 

[Adwait]

no payslip is mandatory.

Salary slip is not mandatory if you go through c2c method only card and bank statement is required.

 

[Maikalal Jaikishan]

Salary slip is not mandatory if you go through c2c method only card and bank statement is required.

How to go through C2c method? Should I call the bank and ask for it? I have no account in HSBC

 

[Adwait]

How to go through C2c method? Should I call the bank and ask for it? I have no account in HSBC

Leave your application in between you will get a callback soon to proceed with application. Ask them to process c2c. I did the same though it took 1 month to get approved with heavy verification.

 

[shivamk]

10% cashback on dining and groceries seems very good, no? Most people travel or fly rarely, but everyone buys groceries and eats/orders outside food.

Is the 10% cashback also applicable on offline purchases at Reliance Smart grocery stores?

 

[Kumar93196]

Is the 10% cashback also applicable on offline purchases at Reliance Smart grocery stores?

If grocery you are getting 10% cb

 

[shivamk]

If grocery you are getting 10% cb

Cool, thanks ...

 

[its_karan]

I did the same

Which Card did you use and what was its limit at time of Applying

 

[Adwait]

Which Card did you use and what was its limit at time of Applying

I used standard chartered smart with 5Lac limit

 

[its_karan]

used standard chartered smart with 5Lac limit

Can you shed some light

• How old the card should be used for C2C, I was recently issued a IDFC CC with it being my Highest Limit. Was thinking to use it.
• Any other Docs they require.

 

[Adwait]

Can you shed some light

• How old the card should be used for C2C, I was recently issued a IDFC CC with it being my Highest Limit. Was thinking to use it.
• Any other Docs they require.

Card should be minimum 6 months old with ideally 1L plus limit. I got bare minimum 1L limit on hsbc even though by giving 5L statement.

3 months bank statement was asked and along with it asked for confirmation through official mail id, Company CIN NO. and they did physical verification at company address.

 

[its_karan]

Card should be minimum 6 months old with ideally 1L plus limit. I got bare minimum 1L limit on hsbc even though by giving 5L statement.

3 months bank statement was asked and along with it asked for confirmation through official mail id, Company CIN NO. and they did physical verification at company address.

Thanks for the elaborate response bro