TECHNOFINO COMMUNITY RULES AND GUIDELINES
This page includes rules and guidelines for using the TechnoFino Community. We assume good faith when dealing with violations. We will only warn or ban users who repeatedly or blatantly violate the rules. Administrators have the final say in modifying, interpreting, and enforcing these rules.
Subject Coverage:
Posts in these forums must be only related to Banking, Credit Cards, Investment, Insurance, Traveling, Airmiles, and Personal Finance.
Community Rules & Guidelines:
- No Spam / Advertising / Self-promotion.
- Spam posters will be immediately banned without any warning, especially for the new joiners who are here only for any kind of promotion.
- Sharing of social media links is allowed only if the intention behind sharing is for sharing information, not for self or organization promotion.
- Do not post copyright-infringing material. Sharing screenshots for reference from social media is prohibited due to copyright issues.
- A member or a visitor of the TechnoFino Community shouldn't copy and share some other individual's content posted here in the forum to any other forum/website. If being shared, the original post's link from TechnoFino should also be shared at the beginning and the author of the post should be credited in the copied post, properly.
- Any sexually suggestive/abusive/racist(of any kind)/politically affiliated/gender-biased pictures/links or posts if used by any individual in any sense will be taken down by the moderators with or without any warning given to the individual and suitable action will be taken if required.
- Any kind of political discussion is not allowed in this forum else the user account may be suspended for a month.
- Any comment/post/display picture if found hurting anyone’s religious sentiment will be taken down immediately and the user will be banned for life if found intentional.
- Individuals are allowed to use religious display pictures if they want to but it should conform to the above point 6 of the guidelines.
- Referral links are not allowed anywhere in the forum (except your profile signature) but if you are compiling any original, detailed and unique informational article about any new or existing product then you earn the right to provide your referral link in that post. So the more you post the more benefits you reap!
- We reserve the right to edit the posts of any of our members anytime if and only if we find any incorrect information or if it is found to be violating any of our community guidelines.
- As a community member, you own any content, including photos, that you post online here. However, we have the right to use or share your content, and this right can be transferred or sub-licensed to our partners.
- If you are found defaming the TechnoFino Community anywhere due to any unreasonable/unjustifiable reason, then your account will be temporarily suspended till a proper explanation is not given at your end. Otherwise, the ban may be extended for life.
- Impersonation of an individual is strictly not allowed. If found then the profile will be banned for life without any warning.
- Any post related to buying/selling or trading any Voucher/Reward points/Airmiles will be removed without any warning if posted outside RML Lounge. Also, we would like to reiterate that we are not responsible for any kind of loss of any member if such activity is carried out on this platform via any means be it in public or in DMs.
- We don't entertain any discussion related to the forgery of documents, so please refrain from doing that or else it'd be a permanent ban without any warning.
- Though one individual can not have all the cards, and two individuals can agree to share a card, we're not responsible for any financial loss of any individual due to this and these things should not be discussed in the community if found a temporary ban will be imposed.
- If a person is found to be creating or encouraging users to join/create a group on any other platform other than the means provided in the community then a warning will be issued to all the users involved.
- If you want to share any knowledge or information from the TechnoFino Community with any other knowledge-sharing platform, make sure the credits of the TechnoFino Community are being given and highlighted in a manner where it's visible to all. Any violation of it may cause some strict action from the moderators.
- As a TechnoFino Community member, you can not offer any monetary compensation or any other compensation to anyone for using your referral link. This act will be treated as a violation of community rules and repetitive acts will cause a ban. This rule applies to moderators as well. For the "when and how can I post my referral link" please refer to point #8 under Community Rules & Guidelines.
Ideal Behaviour:
- Remain respectful to other community members at all times.
- Actively respond to only the queries of which you have the correct information.
- Kindly refrain from interacting, if you don't have the correct information with first-hand experiences.
- Try to group your replies into one comment by clicking on the reply button of multiple comments before submitting your comment.
- Report any post/comment or profile if found violating community guidelines.
- You can spread the quality content posted here that we have here by sharing links of the posts given here among your circles so that it helps the whole community by expanding our reach and including new and contributing members.
How To Create A Post:
Please use SEARCH first!
There is a pretty good chance that unless you have some odd or unique problem the same has been addressed on our forum before, please use the forum’s search feature first to see if there are already some good threads on the subject. It’s easy to search – just click the “Search” button at the top right of the page.
How To Title A Thread:
When starting a thread, use a topic that indicates the specific subject. This helps members know if the thread is of interest, and is especially important when other members do a search of the forums by the thread title. If you choose a poor title for your thread, the moderators may rename it.
Examples Of Good Titles:
- How to upgrade my HDFC regalia credit card to Infinia?
- Does Axis Magnus Credit Card Offer Free Guest Access?
- A quick question
- Need help
- HDFC credit card
- ICICI card limit
Choose the most appropriate forum when starting a thread. If you have a choice, pick one forum, and do not start the same thread more than once. We routinely remove duplicate threads.
FAQs
Am I allowed more than one account?
No, you can have only one account.
What happens if I break a rule?
If you break a rule, then you will either be warned or banned. A ban on your user account may either be temporary or permanent depending on the severity. We have already mentioned the respective action for all kinds of violations above but since new situations may arise at any time and we may deal with them at our discretion.
What happens if I see a thread/post which has broken a rule?
Please report the thread/post to the moderators or admin.
How to join TechnoFino VIP Lounge and what exactly does it offer?
TechnoFino VIP Lounge is an exclusive section of the community that is accessible only to premium card holders so that they exclusively discuss all their queries with other premium card holders. For all the information on joining the forum kindly click here.
Reporting Rule Violations:
If you observe a thread or post that violates the rules or think that another member is habitually causing problems, please do the following:
- Click the Report icon next to a forum post to send an alert message to the moderators.
- Fill in the message box with an explanation of the problem.
- When you use the Report icon, the post is automatically sent to the administrator along with your message.
- Click the send button. Your alert messages will be sent privately to the moderators.
Unwanted advertising and messages with promotional links (spam) are a problem for every forum system. Most spam is created by "bots", automated software created for this unscrupulous purpose.
If you see spam, please report it to us. We remove spam regularly to keep the forums free of advertising. Please do not post in spam threads.
Advertisement
Use of the forums for commercial advertising is prohibited, as is using the forums for any other form of personal or business profit or gain or to promote a particular commercial business or service. If you want to announce a promote a fundraiser related to bone marrow failure diseases, check with an administrator first.
Becoming A Moderator
Eligibility Criteria
- All moderator applicants must be a member for at least 120 days (4 months) and have at least 250 posts.
- One must also maintain a working knowledge of the subject matter.
- One can contact TechnoFino to become a moderator.
- Please be aware that applying to be a moderator does not guarantee acceptance and that moderators will only be appointed when needed.
Duties of a Moderator
- Be proactive.
- One must be active in the individual forum one wishes to moderate and regularly create and respond to threads in those forums.
- Be polite and helpful towards other members and give advice wherever needed and whenever possible.
- Visit the forum each day, and actively take part in discussions as often as possible, ideally once a day, setting a good example to the other members.
- Take an active part in discussions between Moderators relating to the running of the forum.
- Help keep unsuitable content out of the forums as much as possible.
Currently being a moderator is voluntary with no remuneration involved.
Bank Employees/ Credit Card Agents:
If you are working with any Indian or International bank that is operating in India then we welcome you to this forum. Kindly contact administrator @TechnoFino for a verified banker badge after submitting relevant identity and employment details.
Admin
TechnoFino
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