hdfc always does this. their ltf offer is conditional spend based waiver.
No, both are chargeablehdfc always does this. their ltf offer is conditional spend based waiver.
good that you noticed the renewal fees. most probably it will be charged next year onwards.
see if the charges are 0 in 'plus' variant?
yup they do, not denying that. but they also mention ltf words for spend based waivers.