Tata Neu HDFC LTF Offer

[anish1516]

I got a LTF offer for the Tata Neu card. I already have a LTF Infinia. Want to know if anyone has already applied and got this as second card. Does it impact your existing card?

 

[ray8285]

Does everyone get the “provisionally approved” message and email with an approx limit after applying for the card ? Is this generic ?

 

[SSV]

Does everyone get the “provisionally approved” message and email with an approx limit after applying for the card ? Is this generic ?

Tell us exactly what you got with some SS if possible, then we can tell uts generic or specific

 

[ray8285]

Tell us exactly what you got with some SS if possible, then we can tell uts generic or specific

NTB. However did have a HDFC card long back in 2009-10, which was closed. Applied for the Neu card, got the message provisionally approved for the Neu Plus card with 0 joining fee for a limit of “upto 1,07,000”. This is also the lowest limit by a margin compared to my other cards !!!! after completing VKYC it shows offer approved, verification under process. Attaching the SS.

 

[SSV]

NTB. However did have a HDFC card long back in 2009-10, which was closed. Applied for the Neu card, got the message provisionally approved for the Neu Plus card with 0 joining fee for a limit of “upto 1,07,000”. This is also the lowest limit by a margin compared to my other cards !!!! after completing VKYC it shows offer approved, verification under process. Attaching the SS.

You are 90% there. It should be approved within 2 days or so.

For an existing customer, it shows a slightly different screens.
For NTB, you are tracking towards a successful application. 2 to 3 working days max, you will know their decision

 

[ray8285]

You are 90% there. It should be approved within 2 days or so.

For an existing customer, it shows a slightly different screens.
For NTB, you are tracking towards a successful application. 2 to 3 working days max, you will know their decision

Should I take it even if it is approved ? The limit is a joke .. What you suggest ?

Also a couple more questions bro, is it’s possible to switch / get a second HDFC core card if I take it ?? Also, does HDFC review & increase limits the way they do for their core cards ? I’m swamped with HDFC marketing calls everyday to take their card.

 

[SSV]

Should I take it even if it is approved ? The limit is a joke .. What you suggest ?

Also a couple more questions bro, is it’s possible to switch / get a second HDFC core card if I take it ?? Also, does HDFC review & increase limits the way they do for their core cards ? I’m swamped with HDFC marketing calls everyday to take their card.

First thing, what do you want?? from HDFC ??
List down your priorities/ aims/ objectives precisely.. both short term and long term then we can talk

 

[Sanskar]

How to Get New Infinity LTF ?

 

[SSV]

How to Get New Infinity LTF ?

Wait for IPL to start

 

[ray8285]

First thing, what do you want?? from HDFC ??
List down your priorities/ aims/ objectives precisely.. both short term and long term then we can talk

HDFC just for their offers & discounts especially while purchasing electronic gadgets, but the limit will defeat the purpose !

 

[SSV]

ust speculating?

above is corect

 

[SSV]

Should I take it even if it is approved ? The limit is a joke .. What you suggest ?

Also a couple more questions bro, is it’s possible to switch / get a second HDFC core card if I take it ?? Also, does HDFC review & increase limits the way they do for their core cards ? I’m swamped with HDFC marketing calls everyday to take their card.

HDFC just for their offers & discounts especially while purchasing electronic gadgets, but the limit will defeat the purpose !

you can get whatever you want from HDFC commensurating your income document..
Have you got income doc to support your expected CL ?
If so, take the Tata card with the given limit

 

[sidp]

Should I take it even if it is approved ? The limit is a joke .. What you suggest ?

Limit shouldn't be a problem. You can share your itr/payslip and get cl 2-3×monthly net salary .

Also a couple more questions bro, is it’s possible to switch / get a second HDFC core card if I take it ??

Many people have faced problem with getting core card after taking cobranded card as 1st card. Buy there are exceptions as well.
Fyf is standard offer in neu. Nothing special. So you can take the call.

 

[FinoGuy]

Wait for IPL to start

Ipl mein 6r maarega!

 

[ray8285]

you can get whatever you want from HDFC commensurating your income document..
Have you got income doc to support your expected CL ?
If so, take the Tata card with the given limit

ITR of 7 digits, yes.

However, just went through your thread where HDFC denied core card based on first card being Co-branded. So even if they approve, I will cancel the card. Thanks for the advice.

 

[ray8285]

Limit shouldn't be a problem. You can share your itr/payslip and get cl 2-3×monthly net salary .

Many people have faced problem with getting core card after taking cobranded card as 1st card. Buy there are exceptions as well.
Fyf is standard offer in neu. Nothing special. So you can take the call.

Thanks for the info 🙂

I agree, getting their core card would be problem, just read that in other threads too. So, will cancel the card even if they approve the application.

 

[SSV]

ITR of 7 digits, yes.

However, just went through your thread where HDFC denied core card based on first card being Co-branded. So even if they approve, I will cancel the card. Thanks for the advice.

No worries .. in that case , why did you apply in the first place..
DOn't you know this core card, co-branded card thing before??
Anyway, coming close to IPL, they might offer LTFs again ..

 

[ray8285]

No worries .. in that case , why did you apply in the first place..
DOn't you know this core card, co-branded card thing before??

Didn’t have the slightest idea until I went through your thread just now.
The Neu application seems like a mistake now.
I thought HDFC TATA NEU will kinda work the same / will have a loophole same as the ICICI APAY !

 

[bigbyte]

With 1500 plus gst, a paid Neu card doesn’t make much sense, except the benefit you get over and above hdfc offers, mostly on Tata Croma.

Most of the time, you can get similar or more cash back using your other cards.

 

[Sanskar]

Wait for IPL to start

What is the relation with IPL?

 

[SSV]

What is the relation with IPL?

Here it is

https://www.tatadigital.com/v2/ipl-tnrl-cdp