Suggest me next CC?

[tushu5121]

Hello everyone


I am planning to close following cards

axis vistrara platinum Cc. LTF
Hdfc business moneyback( useless ) paid
Sbi simplyClick.paid
Icici Coral ltf

And thinking Thinking to get Upgrade to new one.

Please suggest me which card Should i get. For following purpose

TRAVEL, utility bills payments, online shopping. Groseries Shopping etc.


Please suggest me Good Card alternatives

 

[Vasuki]

Hello everyone


I am planning to close following cards

axis vistrara platinum Cc. LTF
Hdfc business moneyback( useless ) paid
Sbi simplyClick.paid
Icici Coral ltf

And thinking Thinking to get Upgrade to new one.

Please suggest me which card Should i get. For following purpose

TRAVEL, utility bills payments, online shopping. Groseries Shopping etc.


Please suggest me Good Card alternatives

Half information .

Update what cards u own & how much is your spends & on what ..

Don't close sbi & icici ltf

 

[Dad0h0j0]

You have shared card you about to close but do also share which card do you own right now.

 

[Dad0h0j0]

Amazon pay + prime will give you 5% on amazon and 2% on utilities if you pay with amazon pay. And there are no upper cap for all of that.

 

[Dad0h0j0]

Icici card and you have LTF so do keep it, at least you can use it for bank specific offers.

 

[Dad0h0j0]

Also you can consider tata Neu infinity card with rupay.

It gives you 1.5% on your all upi merchant payments.

It has upper cap of 500 neucoins per cycle. But to achieve you hv to spend 34k per month.

 

[Deleted member 27665]

Please suggest me which card Should i get. For following purpose

TRAVEL, utility bills payments, online shopping. Groseries Shopping etc.

Please suggest me Good Card alternatives

Get HDFC Moneyback+ .... The universal credit card for all your unwanted spends !!

 

[plastikman]

Hello everyone


I am planning to close following cards

axis vistrara platinum Cc. LTF
Hdfc business moneyback( useless ) paid
Sbi simplyClick.paid
Icici Coral ltf

And thinking Thinking to get Upgrade to new one.

Please suggest me which card Should i get. For following purpose

TRAVEL, utility bills payments, online shopping. Groseries Shopping etc.


Please suggest me Good Card alternatives

Try to get HSBC cashback. It's a nice card.

 

[Dad0h0j0]

Try to get HSBC cashback. It's a nice card.

what is upper cap for this card and what is cashback percentage ?

 

[plastikman]

what is upper cap for this card and what is cashback percentage ?

10% upto 1000 on dining, grocery, food delivery
1.5% unlimited on rest

HSBC Cashback Credit Card Review

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 5th Dec 2023. HSBC has recently revamped their Cashback Credit card and I would say it has been revalued as an exception in this season of brutal devaluations. Since earning points for...

www.technofino.in

 

[Dad0h0j0]

10% upto 1000 on dining, grocery, food delivery
1.5% unlimited on rest

HSBC Cashback Credit Card Review

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 5th Dec 2023. HSBC has recently revamped their Cashback Credit card and I would say it has been revalued as an exception in this season of brutal devaluations. Since earning points for...

www.technofino.in

Nice. I will check it out.

 

[life]

SBI Cashback,
SC Ultimate
HDFC Regalia
Axis Ace

 

[tushu5121]

Half information .

Update what cards u own & how much is your spends & on what ..

Don't close sbi & icici ltf

My spends are around 3 to 5L on Travel.
Same on online Shopping.
Groseries 20k per month.

 

[tushu5121]

Half information .

Update what cards u own & how much is your spends & on what ..

Don't close sbi & icici ltf

Sbi is not LTF
Axis vistara and icici coral is ltf

 

[tushu5121]

Icici card and you have LTF so do keep it, at least you can use it for bank specific offers.

Ok so will keep the coral..

Currently have

Icici APay, MMT and Coral
Axis vistara platinum, flipkart axis, and iocl
SBi bpcl, simply click
Idfc milenia an AU vetta LTF
Hdfc MBCC and tata neu
Kotak zen LTF AMeX MRCC
PNB rupay Cc BOB IRCTC rupay cc
RbL shoprite FYF
YES bank elite

REason to close vistara is i don't have use of it as vistara flight not available from my city.
SBI Simply click is not that good as it gives cleartrip vouchers which is still no use.

I Travel mostly by Train or Bus. flight is rare..
use ola uber regulerly. Hotels stays are common.

usage.

40 to 45k on insurance payment.
travel - 40 to 50k a month it varies sometimes.
Utility bills - 50 to 60K a month
online Spends - 3 to 4L a year Sometimes it goes up.
Offline Spends 50 to 60k a month
Medical expenses.. - 40 to 60k a month.

 

[tushu5121]

10% upto 1000 on dining, grocery, food delivery
1.5% unlimited on rest

HSBC Cashback Credit Card Review

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 5th Dec 2023. HSBC has recently revamped their Cashback Credit card and I would say it has been revalued as an exception in this season of brutal devaluations. Since earning points for...

www.technofino.in

WI try to get this one

 

[Dad0h0j0]

same reason i dont have Vistara card. there are only indigo and spicejet available nere me.

REason to close vistara is i don't have use of it as vistara flight not available from my city.
SBI Simply click is not that good as it gives cleartrip vouchers which is still no use.

 

[tushu5121]

same reason i dont have Vistara card. there are only indigo and spicejet available nere me.

Yeah.. i spent and have 3 ticket vouchers but sadly unable to use it.. tried to give to my familymembers but they also have same problem
No vistara from their city

 

[Riya]

Hello everyone


I am planning to close following cards

axis vistrara platinum Cc. LTF
Hdfc business moneyback( useless ) paid
Sbi simplyClick.paid
Icici Coral ltf

And thinking Thinking to get Upgrade to new one.

Please suggest me which card Should i get. For following purpose

TRAVEL, utility bills payments, online shopping. Groseries Shopping etc.


Please suggest me Good Card alternatives

atleast arrange the cards in terms of oldest to latest or based upon usage....
if possible get an LTF APay first with the help of Coral card then dump coral card....
upgrade moneyback to millenia LTF atleast
upgrade Simplyclick to Cashback

and ditch Axis

 

[lightwaves]

Hello everyone


I am planning to close following cards

axis vistrara platinum Cc. LTF
Hdfc business moneyback( useless ) paid
Sbi simplyClick.paid
Icici Coral ltf

And thinking Thinking to get Upgrade to new one.

Please suggest me which card Should i get. For following purpose

TRAVEL, utility bills payments, online shopping. Groseries Shopping etc.


Please suggest me Good Card alternatives

Do not consider any Axis CC