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Stable Money RuPay Credit Card launched by Suryoday bank | 10 Airport lounge access, Spa, Golf, Health Checkup etc

Excluded MCC Categories for Cashback – Stable Money Suryoday SFB RuPay Credit Card
Please note that the following MCC (Merchant Category Codes) are excluded from cashback eligibility:


🔒 Wallet & Financial Transactions
  • Wallet Recharges: 4814, 6540
  • Financial Institutions: 4829, 6012, 6050, 6051, 6300, 6381, 6399, 6531, 6532, 6533, 6534, 6535, 6611, 6760, 7276

🏛️ Government Services
  • MCCs: 8111, 9211, 9222, 9223, 9311, 9321, 9313, 9314, 9399, 9402, 9405, 9411, 8398

🎗️ Charity & Donations
  • MCC: 8398

💱 Foreign Currency Purchase
  • MCC: 6051

🛡️ Insurance Payments
  • MCCs: 5960, 6300, 6381, 6399

🚆 Railway Transactions
  • MCC: 4112

💸 Mutual Funds / Cash Withdrawals
  • Manual or Automated Cash: 6010, 6011, 6012, 6211

🎓 Education Services
  • MCCs: 8299, 8211, 8220, 8241, 8244, 8249

🚖 Transport Services
  • MCCs: 4111, 4119, 4121, 4131, 4214, 4789, 4784

Fuel Purchases
  • MCCs: 5541, 5542, 5983

🔌 Utility Payments
  • Electric, Gas, Sanitary & Water Utilities: 4900

🏠 Real Estate – Rentals
  • MCC: 6513

💸 Cashback Limit:
Yes, cashback is capped at ₹3,000 per billing cycle
 

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Hey everyone, is this card useful to get cashback from Indie Savings account (25 gems through bill payment), There's an option to pay Suryoday SF bank CC bill in Indie app, is this card supported there yet? I want this card just as a backup card for credit history (still a student and under 21)

is there any annual charges for this card as stable money says lifetime free for first 5000 customers?
 
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