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Stable Money RuPay Credit Card launched by Suryoday bank | 10 Airport lounge access, Spa, Golf, Health Checkup etc

Excluded MCC Categories for Cashback – Stable Money Suryoday SFB RuPay Credit Card
Please note that the following MCC (Merchant Category Codes) are excluded from cashback eligibility:


🔒 Wallet & Financial Transactions
  • Wallet Recharges: 4814, 6540
  • Financial Institutions: 4829, 6012, 6050, 6051, 6300, 6381, 6399, 6531, 6532, 6533, 6534, 6535, 6611, 6760, 7276

🏛️ Government Services
  • MCCs: 8111, 9211, 9222, 9223, 9311, 9321, 9313, 9314, 9399, 9402, 9405, 9411

🎗️ Charity & Donations
  • MCC: 8398

💱 Foreign Currency Purchase
  • MCC: 6051

🛡️ Insurance Payments
  • MCCs: 5960, 6300, 6381, 6399

🚆 Railway Transactions
  • MCC: 4112

💸 Mutual Funds / Cash Withdrawals
  • Manual or Automated Cash: 6010, 6011, 6012, 6211

🎓 Education Services
  • MCCs: 8299, 8211, 8220, 8241, 8244, 8249

🚖 Transport Services
  • MCCs: 4111, 4119, 4121, 4131, 4214, 4789, 4784

Fuel Purchases
  • MCCs: 5541, 5542, 5983

🔌 Utility Payments
  • Electric, Gas, Sanitary & Water Utilities: 4900

🏠 Real Estate – Rentals
  • MCC: 6513

💸 Cashback Limit:
Yes, cashback is capped at ₹3,000 per billing cycle
 

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