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Stable Money RuPay Credit Card launched by Suryoday bank | 10 Airport lounge access, Spa, Golf, Health Checkup etc

Excluded MCC Categories for Cashback – Stable Money Suryoday SFB RuPay Credit Card
Please note that the following MCC (Merchant Category Codes) are excluded from cashback eligibility:


🔒 Wallet & Financial Transactions
  • Wallet Recharges: 4814, 6540
  • Financial Institutions: 4829, 6012, 6050, 6051, 6300, 6381, 6399, 6531, 6532, 6533, 6534, 6535, 6611, 6760, 7276

🏛️ Government Services
  • MCCs: 8111, 9211, 9222, 9223, 9311, 9321, 9313, 9314, 9399, 9402, 9405, 9411, 8398

🎗️ Charity & Donations
  • MCC: 8398

💱 Foreign Currency Purchase
  • MCC: 6051

🛡️ Insurance Payments
  • MCCs: 5960, 6300, 6381, 6399

🚆 Railway Transactions
  • MCC: 4112

💸 Mutual Funds / Cash Withdrawals
  • Manual or Automated Cash: 6010, 6011, 6012, 6211

🎓 Education Services
  • MCCs: 8299, 8211, 8220, 8241, 8244, 8249

🚖 Transport Services
  • MCCs: 4111, 4119, 4121, 4131, 4214, 4789, 4784

Fuel Purchases
  • MCCs: 5541, 5542, 5983

🔌 Utility Payments
  • Electric, Gas, Sanitary & Water Utilities: 4900

🏠 Real Estate – Rentals
  • MCC: 6513

💸 Cashback Limit:
Yes, cashback is capped at ₹3,000 per billing cycle
 

Attachments

Last edited:
Someone on this thread emailed Suryoday that OTT benefit is shown in ads but not provided yet.
Can you please share the screenshot again?

I complained regarding this to RBIO and the reply I received from bank is that I agreed that benefits and terms and other things can change anytime and I agree on that.
But what I am arguing about is that the benefit was not provided to anyone ever, this is not a case of removal of benefit but a mis-selling.
Removal of benefit would have been there if it were provided in the early days and then they removed it, but they never provided it in the first place.

So if anyone has any kind of proofs of this credit card and their communications with the bank, please DM me those.
 
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