Should I take IndusInd Legend LTF?

[SlokAks]

I recently checked my credit scores on paisabazaar. In pre-approved offers, it is showing IndusInd Legend LTF. People have shared very bad experience with IndusInd, regarding:

(1) Spam calls to take loans, like 3-4 calls daily.
(2) Very bad customer service. One person didn't receive their card, but they reported it as active in credit report.

I think it is better to not deal with such a bank. According to me, having peace of mind is anyday better than holding cards unnecessarily (in name of LTF). What is your take on this?

One of the benefits relevant to me is the lounge access program, which covers 080 lounge in Bangalore.

 

[Akashn]

Directly apply from indusind website.. or via agent.. avoid PB

 

[RishiKiDev]

I recently checked my credit scores on paisabazaar. In pre-approved offers, it is showing IndusInd Legend LTF. People have shared very bad experience with IndusInd, regarding:

(1) Spam calls to take loans, like 3-4 calls daily.
(2) Very bad customer service. One person didn't receive their card, but they reported it as active in credit report.

I think it is better to not deal with such a bank. According to me, having peace of mind is anyday better than holding cards unnecessarily (in name of LTF). What is your take on this?

One of the benefits relevant to me is the lounge access program, which covers 080 lounge in Bangalore.

Yes do what @Akashn is saying. Apply from the website.

I have a thing for LTF cards-
You would rather have it and not need it than need it and not have it.

 

[akshayhs]

I got mine through an agent from Chennai and I haven't faced the experience described in #1 and #2. On the other hand, no harm in getting the card as it will increase your overall credit limit and a new bank to use for selected or limited period offers.

 

[plastikman]

I recently checked my credit scores on paisabazaar. In pre-approved offers, it is showing IndusInd Legend LTF. People have shared very bad experience with IndusInd, regarding:

(1) Spam calls to take loans, like 3-4 calls daily.
(2) Very bad customer service. One person didn't receive their card, but they reported it as active in credit report.

I think it is better to not deal with such a bank. According to me, having peace of mind is anyday better than holding cards unnecessarily (in name of LTF). What is your take on this?

One of the benefits relevant to me is the lounge access program, which covers 080 lounge in Bangalore.

I had applied for Legend LTF via paisabazaar. Got 500k limit without any issues that you have mentioned.

I can share you the contact details of a person directly affiliated with Indusind.

 

[KLB@96]

Yes take its good for lounge access. No harm in taking LTF. I have mine approved from directly indusind credit card employee ,

 

[Das.N]

I recently checked my credit scores on paisabazaar. In pre-approved offers, it is showing IndusInd Legend LTF. People have shared very bad experience with IndusInd, regarding:

(1) Spam calls to take loans, like 3-4 calls daily.
(2) Very bad customer service. One person didn't receive their card, but they reported it as active in credit report.

I think it is better to not deal with such a bank. According to me, having peace of mind is anyday better than holding cards unnecessarily (in name of LTF). What is your take on this?

One of the benefits relevant to me is the lounge access program, which covers 080 lounge in Bangalore.

I am in a same situation like you. So following this thread. Please share your experience if you apply through Paisabazar and get the card.

 

[Praveen05]

I recently checked my credit scores on paisabazaar. In pre-approved offers, it is showing IndusInd Legend LTF. People have shared very bad experience with IndusInd, regarding:

(1) Spam calls to take loans, like 3-4 calls daily.
(2) Very bad customer service. One person didn't receive their card, but they reported it as active in credit report.

I think enabling DND will resolve this issue. I used to receive numerous calls from HDFC and ICICI for personal loans (because I have credit cards with these two banks). After enabling DND, they stopped calling me.

 

[BCh]

Paisabazar would help you get this card flawlessly or if you have SA, branch can arrange it. But PB is notorious for spam calls. I got this card from PB last year and couldn't find any effective way to use it.... lying idle in wallet.

 

[Trust Me]

I recently checked my credit scores on paisabazaar. In pre-approved offers, it is showing IndusInd Legend LTF. ....
....
One of the benefits relevant to me is the lounge access program, which covers 080 lounge in Bangalore.

AFAIK, the main benefit would be a free Select account with IndusInd, along with its debit cards.

I think lounge access through the Legend card could be chargeable.

 

[Bohra]

I read somewhere that taking this card also offers indusind premium catogery savings account without maintaining the required balances

 

[RishiKiDev]

I read somewhere that taking this card also offers indusind premium catogery savings account without maintaining the required balances

@Trust Me bhai ne wahi likha hai

 

[Sahilhenzy]

I read somewhere that taking this card also offers indusind premium catogery savings account without maintaining the required balances

Yes they offer Indus Select account with this card

 

[Bohra]

A

Yes they offer Indus Select account with this card

After how long do they offer this account ? Any idea

 

[Bohra]

@Trust Me bhai ne wahi likha hai

Yeah the time gap between our post was 4 mins so he posted while I was reading the thread

 

[RishiKiDev]

A

After how long do they offer this account ? Any idea

You can apply straightaway.
The debit card provided with the account is class.
It outshines the credit card itself 😂

 

[Bohra]

You can apply straightaway.
The debit card provided with the account is class.
It outshines the credit card itself 😂

How do we do this I have the card but not sure what the process Is to apply it for free

 

[Trust Me]

How do we do this I have the card but not sure what the process Is to apply it for free

There is a zillion page thread on this very topic right here. Just search for it

 

[Kumar93196]

If you want to apply than ping i can help you in getting legend cc along with free gift.

 

[Sahilhenzy]

How do we do this I have the card but not sure what the process Is to apply it for free

You can apply for this in this thread only I mean you can see the banner done below